The GE panels have the pins at the bottom of the bus bar that allows you to plug in th 1/2 inch GE breakers. The panels are usually labeled 20circuit/30max....30circuit/40 max exc. Homeline doesn't, but you can buy the 1" sqare-d tandem breakers for it.
If your bus has 20 1'" spaces, and your cover has 24 ko's and the enclosure is labeled 24 circuits, then chances are, as Bones said, someone swapped the guts out and took it back.
I doubt the inspector will even notice, as long as the panel cover fits snug, and there are no open ko's in the panel. Even if he did I really wouldn't think he would say anything unless he feels that down the road it might lead someone to believe that there are the extra spaces in the panel.