I grabbed the toothbar as an after-thought due to the advice given here, and it works very well. This is the JD toothbar for the 61" bucket, and was $300 installed. I have seen other quality toothbars discussed, markham et al., but choose the JD for convienence.
The full set-up is the 2520 with the 200cx loader and 61" bucket w/JD toothbar, 46 backhoe w/13" bucket, 54" blade w/ full hydraulics, i-match w/ballast box, front weight ext. kit, HD alternator, coolant heater, and tech manual. It was $25,500 delivered.
I posted a couple of 2520 photos in the JD gallery.
Thanks again to all that offered advice, it has all paid off to my benefit! /forums/images/graemlins/grin.gif