Financing New JD financing offers?

[mattcage]

Does anyone know anything solid about what the new financing offers will be? They are 48 months and 0% right now expiring March 2. I am just wondering what the new terms will be. Interested in a 3038e and trying to make a decision.


Thanks,
Matt

 

[jenkinsph]

Don't know.

Given the current economy and forecasts I am betting on an extension.




Steve

 

[tomd999]

Hiya,

I'm looking at a 3320, dealer told me he got word the new offers aren't as good and I should buy it this weekend, I took it with a grain of salt....

Tom

 

[jenkinsph]

Tomd, I hear you, while I am currently in the market for a new unit I am going to hold out for awhile to see if better discounts become available. If not then I will pass.



Steve

 

[mattcage]

Thanks for the replies. I will wait a bit more myself. I am lucky to be wanting a tractor and not needing a tractor.

I got a quote today for 60 months at 1.9%. Which comes out to be appx. $826 in interest as opposed to 48 months at 0% which is $0 in interest. Gee Wally, not much of a choice there.

 

[nmu98]

Your dealer should be able to date his sale. Whne I bought my 3720 the incentives were changining. My dealer said he could go backlwards on incentives about 2 days after they come out. I went from 36 months at Zero to 48 overnight. IMHO, a good dealer will not try and push you, unless he can show you deals will not be as good.

 

[bruiserx2]

I just sent in a credit application today, which the dealer is processing tomorrow. He says this will cover me through next week and the new terms. If the new terms are better, I can take the new terms, if terms remain the same or are worst I just stick with what I have.

 

[mattcage]

Thanks for the replys. Good to know you have a choice. I will start to firm things up with my dealer.

 

[gamble77]

Exactly, just go ahead and have your dealer run the credit and if the terms get better then you can switch over, if they get worse you are locked in.

 

[mattcage]

Ended up getting a pretty good deal on a used tractor locally, about 1.5 miles from my house.

17500 for a 2006 model 3720 with a 300X loader and a canopy. 356 hours. Driven over and delivered to my place.


Thanks everyone,

I will be back with many questions on maintenance and how to do things.

Thanks,
Matt Hester