Mouse - for me the loader is a necessary part of the tractor. In my case a 2520.
I have used it for:
moving mulch, bulk and bags, to its destination.
when I trim weeds along the fences (500 feet out to the road) to carry trimmer, tools, fuel, chainsaw, etc.
carry weeds and brush to my dump pile (900 feet from the house)
move boxes, small machines, lumber to the walk-in basement/shop entrance, which is at the opposite end of the house from the drive.
manure and bedding out to the fields
I used it to lift off and reinstall the cap on my small pickup
many other uses. I will try to attach photo of removing 47" snowblower from my truck, the day I brought it home.
and yes, add a set of forks and it's that much better
By all means - get the loader!