Price Check Price check 3 dealer for GC1720

[armyof1]

#1 dealer cash+5.3%tax $18056.00 finance $21139.00 0% down 84 months
#2 dealer cash+5.3%tax $17893.00 finance $20960.00 0% down 84 months
#3dealer chas +5.3% tax$18353.00 finance is 256.00 a month 0% down.
So called #2dealer back I want to add thumb he emailed me back with price of $18418.00 thumb is 499.00 plus taxes.
Thinking of trying to find cheaper thumb. Also 1st and 2nd dealership are same dealer just two different locations about 10 miles apart.. forgot too add all dealer will fill back tires. Now I'm wondering if there is more room for price drop if I go with cash in hand.

 

[zski128]

#1 dealer cash+5.3%tax $18056.00 finance $21139.00 0% down 84 months
#2 dealer cash+5.3%tax $17893.00 finance $20960.00 0% down 84 months
#3dealer chas +5.3% tax$18353.00 finance is 256.00 a month 0% down.
So called #2dealer back I want to add thumb he emailed me back with price of $18418.00 thumb is 499.00 plus taxes.
Thinking of trying to find cheaper thumb. Also 1st and 2nd dealership are same dealer just two different locations about 10 miles apart.. forgot too add all dealer will fill back tires. Now I'm wondering if there is more room for price drop if I go with cash in hand.

Do the math on the other finance options besides 0%. Often those are a better deal. I got my thumb thrown in as part of the deal. The factory one is good quality. I値l check what I paid but those prices seem ok.

 

[frugalangler]

Cash price usually is much better than a financed price, especially the low interest ones, they have to make some money somewhere! I ran all the #'s and a cash price was best by far, even factoring in what it cost me in investment income lost by pulling it out to buy the tractor, but if you don't have the reserve to do that then by all means run ALL the different rate plans to find the best TOTAL cost of purchase, not just what your monthly payment is, which many people get blinded by in looking at their monthly budget.

And, when all is said and done, enjoy that GC1720, I do mine!

 

[zski128]

This is an example of first round pricing I got on a GC1720

GC1720 with 12" rear bucket & Ind. Tires
The 0% for 60 month price is $20,000.00
The cash price is $18,250.00
The cash price can be used with 2.99% for 36 months, 3.49% for 48 to 60 months or 3.99% for 72 to 84 months
All with no money down unless credit company requires it upon review of credit

Use an amortization calculator to find the over all cost with interest for the best deal.