Definetly not...I wouldnt reccomend anything LESS then a 72"ish blower for a 3x20... Regardless of size....I know that in normal snow, my 3520 doesnt even break a sweat.. in wet heavy spring snow, you can tell theres a blower out back, but nothing out of the ordinary. If I had a 3120, I'd still have a SB1174.
Heck my FIL runs a P-720-72 on his 955 and he's never complained about it, when I was shopping for mine he told me point blank to get nothing smaller. My dad runs a similar sized blower (lucknow) on his 29 horse Kubota with no issues either. Both live up home in "The County" so snowblowing is pratically a hobby up there (but not this year, LOL)
I have a friend at work who just got a 2320 and the SB1154, I told him to buy the 64, but he didnt listen...2 weeks after using it, he came to me and said "too bad I cant upgrade to the 64 now..."
I dunno what it is, but alot of people here on TBN are scared to use "properly sized equipment"...everybody seems to reccomend small, be it a tiller, box blade, snowblower, etc.... This is especially true of snowblowers...I wouldnt be afraid to run a SB1184 on my 3520...the beauty of snowblowers especially is when you only have 6" of the fluffy stuf, you can take a full width bite...if you have 10" of wet heavy stuff, take 60" worth of bite...not to mention, with a hydro you can take a full bite no matter what and just adjust ground speed to match the load.