Many excellent,interesting, and intelligent replies in this thread. A common thought in the last few replies seem to relate to choices people make that affect everyone in one form or another, insurance costs being one of them.
A number of years before we had the seatbelt law here, I went to some sort of law enforcement seminar put on by the Michigan State Police. One of the topics was seatbelt/shoulder belt use and expecting your "wet noodles", arms, to keep you from being thrown around in a vehicle during an accident. It was an eye opener to say the least. Some use the excuse of fire in an accident for justification for not wearing them. It was explained that fire happens less than .01% of the time. I've been wearing belts ever since and make sure that whoever is with me is too! But, my point, as relating to myself at least, is "I" don't need a law to insure my safety in that respect. On the other hand though, I feel we DO need some laws, speed limits being one of the less unenforcable ones. There are other laws I myself would like to see passed. But these laws in my book are basically to protect me from someone less sensable. Yes, I obey speedlimits, pass only on the left if possible etc. It seems the vast majority of us on this site appear to share the same thoughts, or am I missing the point?
It's almost ridulous the amount of laws we have that are unenforced for many reasons, money probably being the primemover here.
But you know what? I really resent being held hostage by the results of irresponsible people. Is there any kind of relief in sight in place of starting my own country? Oh, just remembered, isn't there a law against that too? Before any LE types think I'm bashing them, forget it! I just love it for example when a boy in blue nabs someone who is endangering the lives and propery of others. I think it all comes down to LACK of common sense that we have to live like someone who tries to be some kind of allknowing benefactor thinks we should.
Man, even I'm getting on a roll with this one. And nobodies turned this into even a hint of a flame war. I LOVE IT !!