You need power?
Cover it. Hurricane Isabelle left my house without power for 12+ days. I had no generator. I lost more than $1000 worth of food, but was single so whatever.
Years later, my severely premature son came home from more than two months in the newborn ICU (under two pounds, glass box, fed by IV, assisted breathing, the whole works) with a 24/7 heart/lung monitor. He had a little habit where he would stop breathing for fun, a few times a day. The battery pack would last twelve hours. We had a hurricane scheduled four days hence.
We lost power for five days. I had an older Generac, but also bought a tiny Yamaha Inverter made for sensitive equipment right before the storm hit - the firm in California shipped it to me priority (meaning they dumped another customer) because of the heart/lung monitor. We did fine, even after five days of no power.
You need to protect your generator at least as well as the things it protects. You need to look at that dumb machine the same way you look at your food, your well water, or your kid attached to a heart/lung monitor. Even if it's just freezing that hog you cut up last year...if you want to take care of your life, you gotta take care of "Genny". I now got three generators and do twice annual "drills" where I run through a complete power outage and set them all up (even though I only need one).
'nuff said.
OK, I lied. Got more to say: my son is now three and freaking awesome. Many thanks to the excellent people at Anne Arundel Medical Center (AAMC) in Annapolis for giving him life - literally. They save more lives in a day than they can count, and wash it down with caffeine like it doesn't matter. It does, and so do they. Also, don't put the genny in an enclosed space, or the build-up of Carbon Monoxide will be enough for you to need good people like those at AAMC.