A loader is still available at any Kubota dealer near you. You can buy one in a crate and put it on yourself. I did. Piece of cake, if the block for the plumbing is already there. Bad news? Be prepared to pay $2400-$2700 plus tax for it.
$10K without the loader is only sort of OK, imho. Nothing awesome.
Add $300 for the 50 hour service, give or take. That's changing all the HST fluid, $100 if you follow the book.