That is basically the same thing that I said was done at my shop except the holding tank is a septic tank and the clear effluent is piping into the house leach field. If you are permitted for the amount of bedrooms that you will be putting on the system, then it would be legal to tie in your clear water line to the leach field. The slope and drop then is not as critical as with sending solids along with the flush water. This should be your cheapest option. You could do all the work yourself as far as digging in the septic tank, digging and laying the trench for your drain line. Hire a plumber to make the connections if you wanted to pass county inspection or just do it on the sly as the critical point of inspection is the field lines not the holding tanks.