If a lot of your work involves digging and moving material (more than 50% ???), a TLB that can also handle 3 pt and pto powered implements makes good sense. If you're mostly doing other chores (mowing, cultivating, etc.), and sometimes need a backhoe ( less than half the time), a CUT with an add-on backhoe might be more suitable. For me, being able to easily detach the FEL for mowing chores (which you can't do with a TLB), more than made up for the two seat hassle with the backhoe, but that's a personal preference thing.