I work for a very large Northeastern utility company in the planning department. We generally specify that for a primary underground service, the load must be a minimum of 300' from the source. Otherwise you could just run your own secondary cables from the pole, with a pole mounted transformer serving you. For the primary UG service we have a cover depth of 30" with 4" of sand padding around our cable, or conduit with pullboxes. There is a 42" cover if we serve with natural gas as well. At this point the padmounted transformer must be within 100' of your load, with your secondary cables running from the transformer to your load. Now the fun part, we charge about 10 bucks a foot from the pole to the padmount location, and you dig, otherwise thats another 9 bucks a foot. I agree that specific utilities may vary a little, but that probably going to be fairly close to what you can expect, as each state has their own public service commission/ public utility commission etc.