I paid around $11,200 for the tractor and $3550 for the loader, same as you're talking about - 2003 TC24D with 12LA loader. I say around because I bought a lot more in the package and the actual prices were manipulated around a little with the financing. Basically looking at around $15K PLUS tax. In NY, that would put another $1087 on the bill!
45 hours is just barely broke in. Check on the transfer of the warranty, if it does transfer I think it is a real good price. You couldn't buy mine from me for that money!