Watch the 2014 health insurance

[dragoneggs]

Good words, Coffeeman... hopefully you are able to enjoy your time on tractor, family, and your favorite beverage (coffee?) for a long time to come! :drink:

 

[Bird]

Don't take insurance renewal lightly. Don't believe just because your on medicare that they will not try to zing you.

I just found out what our AARP (United Healthcare) Medicare Supplement through the City of Dallas Retiree Benefit Plan will cost next year. Perhaps we're lucky that our premiums are only going up just under 15%. Sure wish my income would go up 15%.

 

[Western]

Coffeeman, hope your "out the gate" now.

Hopefully the tax the Dems want on medical devices fails, they want the 30-40 million dollars in revenue and the patients will pay for it on the back side.

 

[NoTrespassing]

Anyone who has or pays for a private policy should check what their rates will be January 2014. We were informed a few days ago that the policy we have for my wife and child will go up over 50%!

I've talked to coworkers whose kids policies are going up 40% and 2 others whose policies will go up the same 50% as ours.

My 1 1/2 year old son had a checkup last Friday. The PA that saw him said her personal policy is going from $600 per month up to over $800 per month January 1st. In addition to that, my sons pediatricians, a father son team, are both leaving private practice October 31, 2013. One is retiring and the other is going back to study and then to homeopathic practice according to the PA. When I asked if it had to do with the new ACA she said she believed that had a lot to do with it.

My father has a good friend whose daughter's insurance will go from $350 per month to over $1000 on January 1st.

I've heard so many first and second hand horror stories about the new ACA that I really need to start documenting them.

If you have first hand knowledge of insurance rate changes for 2014 I'd love to hear about it.

Thanks,
Kevin

 

[Bird]

I just found out what our AARP (United Healthcare) Medicare Supplement through the City of Dallas Retiree Benefit Plan will cost next year. Perhaps we're lucky that our premiums are only going up just under 15%. Sure wish my income would go up 15%.

This is bringing up an old thread, but after several years of cost increases, I learned Wednesday that our premiums are NOT going up for 2015, and today I learned that our Medicare Part B premiums are NOT going up for 2015.:cool2:

 

[davrow]

I learned Wednesday that our premiums are NOT going up for 2015, and today I learned that our Medicare Part B premiums are NOT going up for 2015.

That's good news, Bird. I had heard Medicare was going up $34 - but I don't have it yet so didn't pay a great deal of attention to the article.

 

[QRTRHRS]

My wife's "F" supplement plan is going up from 130/month to 154/month. Thats 1848/year but still beats the 2-3k/year copays we had before she went on that supplement plan.

I am fortunate to not have to doctor too much. Some of the liturature sent to me as part of my 2015 renewal suggested going to a lesser plan. It would have meant going from a paltry 48 and change/month down to an astounding 12 and change? Sounding to good to be true, I opted to stay as is. My plan requires me to submit to an occasional health assement including blood work, etc. but that is all paid for as well.

 

[Bird]

My wife's "F" supplement plan is going up from 130/month to 154/month.

Sounds like a bargain to me.:laughing: I'm paying $303 a month for both of us on plan F. Supposedly, the City still subsidizes employee/retiree benefits, but not the spouse's. So if it were just me, it would be $149 a month, but just for my wife would be $219 a month.

 

[k0ua]

Physicians Mutual has another different approved plan F that is called an innovative plan F the is between the price for a high deductible plan F and a original plan F. If you are healthy now (in your open enrollment period at 65) and expect to stay healthy for the next 3 or 4 years, and can stand some deductible risk like you would have with a high deductible plan F for that short time period, then the plan reverts to an original plan F but will save you about $100 a month below the price of a plan F for the rest of your life. You just have to take monetary risk during that period. It could save you many many thousands over a plan F if you live a few years. Something to think about. The Plan N is not bad either if you are used to paying some small co-pays for Dr. Visits. It you don't go to the Dr. every week, you can come out ahead there.