BruceWard
Platinum Member
Where do you get it?
What insurance do you carry on your trailer?
- Thread starter BruceWard
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Diamondpilot
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Do not need it where I live in Indiana. Your tow vehicle covers it and any damage that may come if the load is lost to others property. It does not cover the load itself. So if I were driving and my tractor came off and went into a church full of nun and children my insurance would cover any damage done to the church, nuns, and children. My tractor would be a loss. This all assumes the load was secured properly, truck was rated for the task, ect, ect.
Also if I were to take my trailer to my sisters house and drop it off and it was stolen, I would be out. Now if it stolen on my property its covered by my home owners policy. I looked at getting a policy on my tractor and trailer but in 8 years I would have paid over $15,000 in premiums. My tractor and trailer with all implement only cost $18,000. I will take my chances on some odd ball thing happening.
Chris
Also if I were to take my trailer to my sisters house and drop it off and it was stolen, I would be out. Now if it stolen on my property its covered by my home owners policy. I looked at getting a policy on my tractor and trailer but in 8 years I would have paid over $15,000 in premiums. My tractor and trailer with all implement only cost $18,000. I will take my chances on some odd ball thing happening.
Chris
Diamondpilot
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12 gauge shotgun!
Chris
Chris
coobie
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Same here,seperate rider on my trailers also.coobie
nmu98
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I get mine through state farm. 35 dollars a year. Thats on a new trailer. Why not have it...
I bought insurance for our horse trailer, about $100/yr. As already stated, in NH, the towing vehicle covers liability. I wanted coverage for theft/damage while at a horse show or at an inspection station. it does not cover any item or animal within.
JohnDeere4300
Veteran Member
I don't need insurance on my trailer in Kentucky, my truck insurance covers the trailer.
I don't need a plate on a boat trailer or my 20ft. trailer, i think you need a plate when you get around 12000lb. trailer.
I don't need a plate on a boat trailer or my 20ft. trailer, i think you need a plate when you get around 12000lb. trailer.
Diamondpilot
Super Star Member
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Man, I was getting _________! I was quoted $150 a month for my tractor and trailer by State Farm. What is funny is I have $45,000 truck that cost me less than $45 a month for full coverage. My boat cost 10 times what my tractor and trailer did and the same company covers it for about $600 a year. Maybe they were quoting me as Commercial?
Chris
Chris
