I don't know about the current 60 month programs, but when I bought my 5740C a couple years ago pretty much every model (maybe all of them) had 24 months at 0% available. There weren't really any catches. I did pay a small amount down and then financed the rest over 24 months. Pretty straight forward. Six more months and my 5740 will be paid off. My payments are $994/month.