3038 weighs 2175lbs,
3520 weighs 2900lbs. 3038HST is 2 ranges.
3520 HST is 3 ranges or you can have a 12x12 power shuttle. 3038 3pt lifts 1356lbs.
3520 3pt lifts 2200lbs. 3038 loader lifts 1186lbs.
3520 loader lifts 1598lbs. 3038 has no cab available.
3520 does. Hydraulics are 9.3 total GPM on the 3038 and
13.9 on the 3520.
It comes down to
the 3520 is simple more tractor than the 3038 and has more options available. But then it costs more to get more tractor. That is why the 3032E and the 3038E are such popular tractors, COST.