Ditto that suggestion. I'm with Allstate in Michigan and once you go over about 11K GVW, things change a lot.
I dont understand.... what is a 3/4ton/1ton truck then? the ones that can tow 15k lbs have to be 20K+ GCVW.... regardless of how they are registered with the state and CDL/no CDL.
Before you buy it, check on what it will cost to insure it. I was going to do the same thing in 2002 and was told insurance was ten grand a year. It wasn't a written quote, and that was in California, but because it's a commercial vehicle, it's crazy expensive to operate it on the roads.
Eddie