I more worried about todays fuels than additives.
Biodiesel is junk and out fuel is too dirty.
Dealers/pump shops busier than ever with todays HP fuel systems and sophisticated injectors.
I ran ATF through my 24 year old 8.3L Cummins and the pump surging stopped. Cost me $24.
These discussions are some of the more valuable on the site. They remind us that we may not be paying attention to some important things. Unfortunately, manufacturers don't always share testing results with us common folk...uhh, customers. These additives are insurance policies against major repairs.
Forty years ago ATF was a go-to for diesel fuel. It may still be. I simply don't know today.
But, we all should do something. So, here's what I follow with about eight old and some new(er) diesels. Years ago, GM/Isuzu recommended Stanadyne Performance additive (lubricity formula). I settled on it and add it to my main tank as per instructions. My main tank has a Racor filter assembly with an "Aqua Bloc" filter media and a clear bowl and drain. Which I use...
Frankly, the more water separators and filters on tanks and tractors, the better...
For winter operations I used to cut diesel #2 with diesel #1 (kerosene). Which worked fine. Nowadays, I use Power Service white at anti-gel recommendations to each tractor tank in winter and yes, years ago I did have a fuel gelling problem (once) which made me a better human being (maybe not, but I'm a believer in diesel gelling/waxing now).
After using these procedures for some years, in the tractor/backhoe tanks that have a bottom drain, I don't see any appreciable water - something is working. And, I did add a NAPA filter head for an extra Wix/NAPA filter, with drain, to my diesel truck. Didn't cost that much as I remember.
One thing I'm personally going to do after these discussions is add a biocide to my main tank. I have known about diesel tank growths/algae problems for a half century...but I didn't have a problem, so I'm lazy. Gonna change that.
One last thing, I don't use it, but I read some tests in which Opti-lube seemed to have excellent results, at least for the test design criteria.