The electric savings between 16 and 18 SEER is small, typically about $60/year. This varies based on electric cost and your heating and cooling degree days. The amount I gave is for our climate in NE PA. So depending on your age, how long you might keep the house and other issues it can take many years to recoup the price difference. Put the difference in the bank and you will make more money. As both systems have compressor control (2 vs variable) and variable speed blowers the lower cost unit makes sense.
paul
paul