I know I've gotten frustrated with the whole loan/scholarship process, registration, everything with my son. Me and wife have really tried to be hands off, as it's his loans, and he will have to repay them. He is hoping (assuming) he will get a Bright Futures Scholarship (state funded, from Lotto earnings), but he won't actually know for sure until August. It will be based on him passing several 'Ace' tests at the end of the year. But UNF wants him to start school in the summer of 2024; before he even knows, for 100%, the scholarship will come through. All the loans are really set up for Fall/Spring; and haven't got a 100% answer that he will have the first loan payment before summer.
Anyways; I've told him, probably 20 times, and maybe the last time, he kinda listened; Fine, start it the summer, if the loan comes in, it should be enough for housing, tuition, and the meal plan, we can cover lab fees, books,; However, if that scholarship doesn't come in for Fall; you will Have to transfer to a community College. (or of coarse get married, and wife and mes income no longer count against you, and you'll be eligible for more loans/Pell grants, ect; that's 66% joking, but...)