I'm a retired chemical engineer who worked in the lubricating oil industry for 31 years. Wax is not added to diesel fuel. The refiners may blend a waxy diesel with one that isn't very waxy to get the cloud point on spec. Some crude oils actually have no wax.
Question 1. When Diesel oil gets "gelled up" does it permanently get effected. No. Wax formation causes the gelling. Warm it up, and the wax melts. Wax itself would make marvelous lubricating oil. Only trouble is wax will gel at or above ambient temperature in the summer.
Question 2. Adding cetane to Diesel fuel makes it safe to use in winters like our winter Wisconsin temperatures creates. But Power Services warns that the cetane versions be used only to 35 degrees and below. So Wisconsin weather isn't predictable like that. Having Power Services or similar product in fuel at 45 degrees isn't desired but it is at 20 ??? What does cetane do to a tractor at 40 or 45 0r 50 degrees? I wouldn't mess with any cetane additives.
Question 3. If you have Diesel in tanks or cans that is subject to cold temp changes that vary greatly . . .what do others do? Wax will gel in the tanks, just like it will in your tractor's tank.
I use an additive, think it's white Power Service bottle. Only takes about 0.15% of it in the diesel to greatly lower the gel point, but read the bottle for dosage. I've a diesel generator in addition to my tractor. The diesel generator has a 60 gallon tank. I put Power Service into every container of diesel that I put into the tank. Often just pump some out and use it directly in my tractor.
You STILL may get some wax globs formed in your tractor's tank. This can happen at temps below about 10 F. Happened to me on my first tractor. You either have to warm all the fuel up to melt the gas globs or remove them. I siphoned the tank and then fished out the globs that were almost clogging the outlet from the fuel tank. The old timers solution to wax gelling or wax globs was to put 1/3 to 1/2 kerosene in their tanks in the winter. This can help, but your tractor will use more fuel because the kero doesn't have as much density and therefore BTU. In the lubricating oil industry, we use hot kerosene in our propane dewaxing processes to melt wax from filter cloths used to remove wax from lubricating oil. It has to be at least around 180 F though.
If your tractor stalls after being started cold, wax is likely plugging up on your fuel filter. If you have a hair drier or way to make steam, you could apply the heat to the fuel filter and possibly the line to it from the tank to get the tractor to run. Once the tractor warms up, and if the fuel filter is mounted up next to the engine block, the tractor will keep running.