Well, you guys can use Fluke meters all you want, but I have about six of the $2.99 ones from Harbor Freight and they work just fine for me.
I have one upstairs, one downstairs, one in the truck, one in the camper, one in the toolbox, etc.
You can blow one up by measuring volts with the selector set for ohms, but if you are smart enough to set the selector right, they aren't dangerous. Respect the fact that it is a $2.99 tool. Don't make a measurement with it sitting in your lap, put it down before using those probes.
The one I have where I need it is a whole lot more valuable that the one that is so expensive I keep it locked up in the garage.
I don't test 1000 volts. Most of the time it is 12V in automotive systems, 120 VAC about 10% of the time and once or twice I have used it on 240 V.
The biggest problem I have ever had with a meter was many years ago when I tested a 240 VAC dryer outlet with an expensive meter and concluded it was not energized because the meter was set on DC volts. Lots of sparks when I cut the romex with a pair of dykes. Learned to carefully determine the meter setting before applying the probes.