Well, I took the plunge and wrote the check today! I just could not pass up the deal for this tractor. Also got a 6' Hog, BB and Pallet Forks. Supposed to be delivered today. And while I really love the tractor, what really sold me was the dealership. These folks have just been a pleasure to deal with. Its a Family owned and run dealership, in business for 32 years, (also a Mahindra dealer) and extremely knowlegdeable about their products. They have been helpful and patient with me through this process (unlike some other dealerships I visited). Anyway thanks for all the help & advice to everyone who posted.