0% fOR 48 Mos

   / 0% fOR 48 Mos #2  
Some of the rates changed yesterday.
 
   / 0% fOR 48 Mos #3  
I bought a B2630 yesterday...I was ready for the 0% for 42 months...the 48 months was a nice surprise. Nothing like using someone else's money for free!!
Will
 
   / 0% fOR 48 Mos #5  
The listing on the Kubota site doesn't include the B2630 in the 48 month 0%.

Will_C, you are indicating that you got the 48 month 0% on the B2630?
 
   / 0% fOR 48 Mos #6  
I bought a B2630 yesterday...I was ready for the 0% for 42 months...the 48 months was a nice surprise. Nothing like using someone else's money for free!!
Will

Sadly nothing is for free - Kubota and others marketing 0% sounds great until you fill out the paperwork. A condition of the contract is you have to get requiered insurance :eek: - Make sure your covered - my homeowners policies did not "totally" cover the tractor under certain condition and I needed to come up with ~$700 for the 42 month plan :mad: so I opted to used my equity line instead (which is for the amount I was going to finance was a wash @ 2%) but I do get to write off the interest :D

Too bad Obamas stimulas doesnt kick in for tractors made in Japan :p
 
   / 0% fOR 48 Mos
  • Thread Starter
#7  
Sadly nothing is for free - Kubota and others marketing 0% sounds great until you fill out the paperwork. A condition of the contract is you have to get requiered insurance :eek: - Make sure your covered - my homeowners policies did not "totally" cover the tractor under certain condition and I needed to come up with ~$700 for the 42 month plan :mad: so I opted to used my equity line instead (which is for the amount I was going to finance was a wash @ 2%) but I do get to write off the interest :D

Too bad Obamas stimulas doesnt kick in for tractors made in Japan :p
Really:eek: I would need more than my homeowners?
 
   / 0% fOR 48 Mos #8  
Do to some unique losses they now require what is an equivelent to a Marine policy. It does have benifits that many people don't think of to cover the units.

It is more like a cars collision coverage then just a standard policy.
It covers the purchaser if he takes it off his property which is something a lot of people don't think about.

There is much more, ask your dealer to elaborate.
 
   / 0% fOR 48 Mos #9  
you have to check on your homeowners. mine doesnt cover my tractor if its off of my property. so if I carry it down the road somewhere it falls off trailer, someone breaks into it and damages it, etc. then homeowners doesnt pay.

i bought the insurance on mine and its really pretty good. covered anywhere any time.
 
   / 0% fOR 48 Mos #10  
I had a similar issue. My homeowner's insurance would have covered it, but they wouldn't make Kubota Credit Corp. the loss payee. I priced out a separate policy and it was way more than Kubota's.
 

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