Insurance Kubota insurance

[twbpc]

The kubota insurance is for the tractor not to protect you from hurting others. Personally I think it is crazy to attach my tractor to my house. I also have a umbrella policy that covers liability but I have it for more of a backup to my auto policy. All I know is I filed a claim on my M last July and the claim was paid before the dealer had it repaired. Too cheap for me to pass up when I know my payment isn't going to go up even when I file a claim for the full length of my loan. best of luck to you whichever insurance you take. Skip

 

[8561]

I have an umbrella too....

Skip - please explain the comment "Personally I think it is crazy to attach my tractor to my house." I don't understand what you mean by that. I trust you don't mean you think its crazy to insure your tractor via the homeowners contract.

 

[powerstroke444e]

. Try injuring someone without proper coverage, then you'll know what a big deal is.

Well put.
Your write the small checks & your insurance company will right the big ones.

 

[LBrown59]

The problem is for those of us who financed through K Credit. They are unwilling to allow what is essentially their property to reside at my place without it being insured for loss. Understandable. Kind of like comprehensive on ones car.

But you don't have to get the insurance from Kubota.

 

[twbpc]

8561 - I mean your home policy is to protect your home and your personal belongings not a tractor. I don't want damage to my tractor effecting my premium or coverage on my house. I agree you don't have to use Kubota insurance and I am not suggesting that. I just like the fact my premium is locked in so it doesn't go up even if I file a claim which I did on my old M before I sold it. My tractor is covered by Kubota so no need to worry about the rest of my insurance going up and it is cheap and covers it off my property and when I am moving it from my house to the lease. I just picked the one that best protects my family (not worried about my house coverage) as well as my tractor. Skip

 

[NIdaho]

I have a question for you guys. The wife and I were recently using our ~6 month old B3200 cleaning up after clearing some trees on our property. We had a trailer load of limbs to haul away (burning restrictions were still in place) so we just shut the tractor down and left it "out back". Well to make the story short the Kubota was left outside overnight (I know I should have tucked it in) and we had a bit of a wind storm come up. Nothing too violent but a top did break out of a tree (ponderosa pine) and came down. Yes it hit the B3200! The damage wasn't too bad -- there is a dent in the top of the hood just forward of the hinge and another dent in the cowling jsut behind the hood. We both felt bad (especially the wife as she had been running the tractor while I was loading the bucket and she had parked it). We figured we would jsut have a tractor with a couple of dents from that point on.

Would this be covered under the Kubota Insurance?

 

[missourithunder]

NIdaho,
YES !

 

[sw03]

But you don't have to get the insurance from Kubota.

If you finance through them you do; at least up here in Northeast. My lat BX I got via my house insurance ....not anymore

 

[bp fick]

Hold the phone. No, I never said K credit demanded K insurance. I said they demanded insurance. Inland Marine type coverage.

K credit accepted my Inland Marine rider to my homeowners just fine. Frankly, there was only a few dollars difference either way.

 

[LBrown59]

8561 - I].
My tractor is covered by Kubota so no need to worry about the rest of my insurance

Does it cover liability ?
It may pay for damages to your tractor but refuse to pay for damages caused by your tractor.