I don't wear seat belts,never have. Having said that[always like to say that],,my wife and daughter do,and my daughter always will,cause,yeah,I believe it might help a little in most wreck type situations.
They are making it harder for people like me though,96 toyota,,just has a light that stays on if belt not hooked,2001 ford f150 gotta push the seat belt button to make chime stop,,2008 honda crv chimes/lights won't stop till every body riding has belt hooked on.