If you live in a rural area with overhead power, lots of trees, lots of rain and sometimes wet heavy snow, like I do, you need a generator for sure. I bought a Generac 17.5 KW portable last November and have already put almost 100 hours on it. I bought the place 1.5 years ago. It is all electric with electric furnace. I have an EPA approved fireplace insert with circ fan. With 21 acres and 18 of it in forest I have a perpetual wood supply.
The house was originally wired for a 30Amp transfer switch, an emergency panel, and an outside receptacle to plug the Generator into. 30A does not power much.
I moved all receptacle and lighting circuits to the E panel (which was originally installed with 24 breaker spaces but only 8 of them used) wired the furnace fan to a new seperate circuit with a relay interface with the furnace power, changed the 30 A generator side of the transfer switch to a 50A breaker, ran a #6 cable with a 50A receptacle for the generator 50A outlet, rewired the 30A gen circuit with a DPDT switch connected to the water heater circuit and the 30A outlet on the generator. This uses the full capacity of the 17.5 KW Now the only appliances not in the E panel are the range/oven, dryer, and dishwasher.
Oh, in case you do not know; all the panel manufacturers now offer a transfer panel breaker assembly of a main breaker for utility power and a main breaker for generator power with a mechanical interlock so only one can be on at a time.
Last winter we had neighbors coming over to enjoy our heat moved through the house with the furnace fan from the fireplace, hot food, and no fuss about when the power will be back on. One episode was 4 days. Even the freezer and refrig work. The microwave, counter top appliances, and barbecue do the cooking.
Yes, I have the skills to do this right and per code so I saved a ton of money.
I saved a bunch of money on the generator by playing the big box stores against each other on their 10% meet the competition ploy. These generators are not stocked in the stores but are in their on line catalog. One happened to have a sale of 20% off, the other store reduced that 10% more plus another 10%for my retired military discount. I probably bought it close to their book cost.
I do this game a lot as two of them are close together so it is easy to comparison shop on the big stuff. We now also have a WILCO farm store close that also gives the military discount. It is amazing how many stores do if you ask.
You tractor buffs in my area, get in touch and I will give you first hand help, you do the manual labor though.