When the service tech called me with a quote, I asked him how or why this would happen.  Just trying to pick his brain, he mentioned that it could be a number of things and that JD has a specified torque pattern for the timing cover and the oil pan.  My thinking was that if I spend my time to do it, and it still leaks, I'm gonna be p i s s e d off twice.  Somethings are worth the money......