I'd say the "whenever appropriate" is to be considered as the prime directive for purchase vs build even assuming that you have the proper skills and equipment available to do the fabrication. Unless you have a few tons of structural steel and plate that was free or nearly so, most builds cost you more than having it fabbed, painted and delivered.
The last time I did price check for a major built (2 storm shelters for me and my brother in law) using the same 1/4" thick plate as a vendor used in his tested and certified construction, the plate cost from a local steel supplier (75 miles one way) alone cost as much as the finished and installed product.
Self satisfaction from building something for yourself only goes so far, at some point one has to evaluate how much the self satisfaction is worth in actual dollars versus just spending the dollars for the finished product.
Build it yourself is generally only cheaper if the product you want is not available on the market or you are so remote that shipping costs run the price up (but then shipping the raw materials costs more also)