Our electric and fuel oil cost is about the same as yours. Our natural gas is much lower, at 8.62 per Million btu. Our propane is a little less, $2.69 per gallon. I don't have access to natural gas. Propane varies weekly if not daily. My neighbor has a older house with electric heat, his heating bills can exceed $800 per month, in a cold month. He could probably winterize the place and head off to florida, and save money. A lot of the cost for electric seems to have come from 2 sources - one, deregulation, in which big industrial user's could negotiate there terms, basically giving industry a subsidy at the expense of homeowner's, and the cost of nuclear plants - one was abandoned here, during construction, it almost drove one utility into bankruptcy, and the shutdown and cleanup costs of older nukes. For some reason, nobody wants a nuke in their backyard?
I think the ng cost may be because ng has been produced here for a long time. In fact, some of my neighbor's have had problems with gas in water wells, they can turn the faucet on, and light the gas that comes out. One guy runs a glass of water, and can light the bubbles that come off. It is sparkling water, but it tastes terrible. They are doing some fracking tests a few miles away, locals were surprised that townships and couties have zero say in fracking. If Lansing ok's it, you have no say at all. And they really don't have much input, with the laws as they are.