Hunter Liability Policy

[hunterridgefarm]

Hello Guy's

My wife and I owe part of a 172 acre tract of wooded land in the foothills very close to where we live. We own 86 acres and my BIL owns 86 acres. I can get to this property is less than ten minutes.

We have decided to lease to a family friend for hunting. One thing I required of him was liability insurance for hunting. I have found a few sources for this type of policy, one being through NC Forestry Association, one a hunters insurance company and still researching what the NRA offers.

Do any of you have this type of policy for land you lease or hunt on?

I currently do not hunt this property but retain the right to hunt it anytime. I have enough wildlife on my 45 ac tract to keep me busy. I am also putting several stipulations in the lease as to who is allowed, maintaining trails, clean camp site, and marking boundaries. Any suggestions?

 

[JSanders10]

Most likely your own general umbrella will cover YOU against any claim, if you have such. Ask your agent about that.
But, yes, the state forestry association here in Alabama offers a policy I have required of hunting lessees on my property.
Make sure there is agreement on any improvements, i.e., built hunting blinds/structures other than a lean-to blind, and feeding wildlife etc., in compliance with ALL state laws, etc.

 

[SPIKER]

I would also put in a clause about tree stands, (not only hunter falling out) but the cost to the tree if they leave pins/nails or screwed in steps into trees. For some reason hunters seem to always want to auger in foot holds into the best timber grades of log ruining the tree value...

I found a ton of trash recently left by one of my nephews "Friends" so I'm having to put a stop to that...

Mark

 

[bigtiller]

If you have a signed contract and exchanged money to allow someone to enter your land, I think you will need a lot more liability insurance than what you are planning on. But I have never sold insurance so I could be wrong. So, call and ask your agent.

 

[oosik]

I use to allow hunters on my land. Then long ago things got out of hand and friends of friends left a mess and cut some fences so the neighbors cows got out. So I just flat put a stop to all hunting - period. I have since checked on liability insurance and its pretty expensive. I'm just not prepared to handle all that grief again. All the contracts in the world and insurance will not cover the SLOBS of this world and their lack of understanding.

 

[sseelhoff]

Hello Guy's

My wife and I owe part of a 172 acre tract of wooded land in the foothills very close to where we live. We own 86 acres and my BIL owns 86 acres. I can get to this property is less than ten minutes.

We have decided to lease to a family friend for hunting. One thing I required of him was liability insurance for hunting. I have found a few sources for this type of policy, one being through NC Forestry Association, one a hunters insurance company and still researching what the NRA offers.

Do any of you have this type of policy for land you lease or hunt on?

I currently do not hunt this property but retain the right to hunt it anytime. I have enough wildlife on my 45 ac tract to keep me busy. I am also putting several stipulations in the lease as to who is allowed, maintaining trails, clean camp site, and marking boundaries. Any suggestions?

Make sure you are listed on the friend's policy as an additional insured. That way, if something happens,his carrier will be obligated to defend and indemnify you as well. That makes any insurance policy you have secondary.

 

[rrrkkk]

You will need to know the law in the state where the land in, in IL there is an exception for the land owner

 

[dusty3030]

Make sure you are listed on the friend's policy as an additional insured. That way, if something happens,his carrier will be obligated to defend and indemnify you as well. That makes any insurance policy you have secondary.

This is what I was going to say. Condition of lease they provide certificate of insurance listing you as additional insured and that if insurance at any time lapses lease is immediately null and void.

 

[hunterridgefarm]

Good points made, and I have addressed most of those with him. I will explain more tomorrow...dial up at home

 

[300UGUY]

I'd forget the whole thing. Hunters are a liability.