Are you "lucky"if you have a secure retirement?

[dave1949]

And I Sir, have no understanding of concern about my Credit Score. I'm 63 years old and have never inquired about that. Have no idea. The only reason I can think of to be concerned would be if I were going heavily in debt. Which I am not.

Me neither on the coffee. Just making the point that everyone has their own "important" stuff. Coffee. Credit Scores. Etc.

The goofy thing about Credit Scores, even though you never borrow, is they can influence your costs for things like home insurance. I don't like that because most credit scores are inaccurate, it's not your fault they are inaccurate, you are the only one who can fix the errors about you accumulated by the credit bureaus, but it's a fact of life.

 

[vtsnowedin]

I thought it was about:

$5.00 - $0.50 for 365days over 30years @ 10%growth = +$300K towards secure retirement

That makes my brain hurt just thinking about what that might compute out to. Can't we just keep bitching about the price of coffee?

 

[TomSeller]

That makes my brain hurt just thinking about what that might compute out to. Can't we just keep bitching about the price of coffee?

If it hurts now, then don't even bother adding wife and kid's daily coffee into the calculation.

 

[vtsnowedin]

If it hurts now, then don't even bother adding wife and kid's daily coffee into the calculation.

The kids are out and on there own paying for their own coffee. The wife doesn't drink it as it conflicts with the present diet. ( which is working).

 

[bajabum]

The coffee at Micky D's is the only reason I darken their door.
$1 a cup and free refills, and It's Dam Fine Joe...
45 days and counting, Retirement has been a Looooong time a coming!
Nuff Said.
Back to squabbling, y'all

 

[JDgreen227]

The coffee at Micky D's is the only reason I darken their door.
$1 a cup and free refills, and It's Dam Fine Joe...
45 days and counting, Retirement has been a Looooong time a coming!
Nuff Said.
Back to squabbling, y'all

CONGRATULATIONS on getting so close to being able to jump off the treadmill !!!

 

[JDgreen227]

And I Sir, have no understanding of concern about my Credit Score. I'm 63 years old and have never inquired about that. Have no idea. The only reason I can think of to be concerned would be if I were going heavily in debt. Which I am not.

Me neither on the coffee. Just making the point that everyone has their own "important" stuff. Coffee. Credit Scores. Etc.

Well....my current credit score is 842...my homeowner's and auto insurance give me a big discount because of that. Ditto that I got a VERY low rate every time I needed to borrow money with a HELOC. The less you pay for those the more money you have for other purchases.

 

[Tractorrr]

I recently heard that about half of all American workers have some sort of savings for retirement.

 

[randy41]

That would be nice to think so but I doubt that it tastes three times better then regular coffee made right in a clean coffee machine.

well i suggest you go get some and try it to find out for yourself. you only live once after all. and if you are as lucky/smart/wonderful as the OP you can well afford it.

 

[murphy1244]

I get more of a discount for being claim free than credit score. You get a high score by going highly in debt and paying it back.