What kind of markets you are talking about? Stockmarket? We have somthing what we saved the last 5 years of my work, and we try to buy farmland. Here in the Philippines, when somebody ist farming on my land he has to give me 1/3 of the harvest. When I calculate this as the interest, it comes out to about 15%. And, becaus my brothers in law do the farming on my land, they have work and income and do not ask me for money. And I think Farmkand is a very safe investment, up to now the price is going up, what I did not take into consideraton with the 15%.
So far, so good. But somtimes I think whether it was right to retire. because I am not realy retired, I just changed my job from a very well paid engineer to a not paid farm machinery mecanic. Today I welded the seat of our old KUBOTA tractor, it was totally corroded. But my new job ist only part time and when I feel like working. And in a warm country, with no pain in my legs. And now we will go to the lake and burn some diesel wiht the boat and have fun.
Alex