Another approach to cutting a house's energy footprint is earth berming. A house with thick brick walls, earth berms, or one that is sealed to Passive Haus standards has virtually no air infiltration through the walls. That is as important as the R-value of the wall.
Besides cutting air infiltration to zero, earth berms replace ambient outdoor air temperatures with ground temperatures. Ground temps in winter can be 50-60 degrees warmer than air temps in northern climates.
Preventing frost penetration into the ground near the foundation is accomplished with 2-4 inches of Styrofoam sheets laid out as a apron surrounding the exterior walls--very much like a shallow frost-protected foundation is done. That can be combined with ICF walls or by using foam on the exterior of a poured concrete wall. The end result is no air infiltration, reasonable R-values for exterior walls, and a very low delta between the exterior and interior temperatures which means the rate of heat exchange between them will be very low.