Is this a good price for a 1025R?

[Cruising]

Been looking at many scuts, and narrowed it down to 2. I can get the 1025R with FEL, 60" MMM, 54" front snowblower, and weight box for $22,500 with 0% for 60 months. The other is a MF1725M with all the same options for $22,256 with 0% for 84 months.

The likes of the JD were all the quick attach features, better built quality and much more comfy seat. The dislikes were too tall of the ROPS for a 84" garage so not have to fold up and down all the time, JD own type of quick adapter, fuel gauge in weird area, can't do two functions with the FEL at the same time, and only offering 0% for 60 while all others are doing 84 months.

The MF likes are, skid steer quick bucket, can do two functions with FEL, 0% for 84, all guages right in front of you, and ROPS don't have to be moved to get in garage. Dislikes, seat was like sitting on a board compard to the JD, more work to take off implements, and just didnt have the looks of quality built as the JD, but not saying it isn't built well

 

[arrow]

Been looking at many scuts, and narrowed it down to 2. I can get the 1025R with FEL, 60" MMM, 54" front snowblower, and weight box for $22,500 with 0% for 60 months. The other is a MF1725M with all the same options for $22,256 with 0% for 84 months.

The likes of the JD were all the quick attach features, better built quality and much more comfy seat. The dislikes were too tall of the ROPS for a 84" garage so not have to fold up and down all the time, JD own type of quick adapter, fuel gauge in weird area, can't do two functions with the FEL at the same time, and only offering 0% for 60 while all others are doing 84 months.

The MF likes are, skid steer quick bucket, can do two functions with FEL, 0% for 84, all guages right in front of you, and ROPS don't have to be moved to get in garage. Dislikes, seat was like sitting on a board compard to the JD, more work to take off implements, and just didnt have the looks of quality built as the JD, but not saying it isn't built well

First, you're not paying "0" for your financing. Finance charges are already built into the product as witnessed by the ridiculous upfront cost of such a small tractor.. 2ndly, the pricing is so close to being identical, that the most important thing here is the dealer and ergonomics of the piece you'll be sitting on.

3rdly, I know it all seems the same, price wise, but the JD is the more expensive of the two by about two years worth of financing. They want all their money sooner than MF . I know it does not fit in to the selling strategy of these companies, but I'd much rather agree on a pricing based purely on the machinery and get my own financing from either the company or a bank or c.u.

When I see "0" % financing, I run the other way. I'd much rather be in control of what I'm paying to finance anything rather than be obligated to pay what the company thinks as their best percentage of return. For all you know, they might have strapped on an 8% finance charge and mushed it into the msrp of the tractor and then say "but you're not paying any finance charges." Baloney.

Whether it's a tractor, car or furniture, it's a gimmick that the buying public falls for every time. Nobody lends out money for free...nobody.

 

[Cruising]

First, you're not paying "0" for your financing. Finance charges are already built into the product as witnessed by the ridiculous upfront cost of such a small tractor.. 2ndly, the pricing is so close to being identical, that the most important thing here is the dealer and ergonomics of the piece you'll be sitting on.

3rdly, I know it all seems the same, price wise, but the JD is the more expensive of the two by about two years worth of financing. They want all their money sooner than MF . I know it does not fit in to the selling strategy of these companies, but I'd much rather agree on a pricing based purely on the machinery and get my own financing from either the company or a bank or c.u.

When I see "0" % financing, I run the other way. I'd much rather be in control of what I'm paying to finance anything rather than be obligated to pay what the company thinks as their best percentage of return. For all you know, they might have strapped on an 8% finance charge and mushed it into the msrp of the tractor and then say "but you're not paying any finance charges." Baloney.

Whether it's a tractor, car or furniture, it's a gimmick that the buying public falls for every time. Nobody lends out money for free...nobody.

According to JD paperwork, they show the 1025r with ballast box andFEL for $19,639.50, snowblower $4512 and 60” mmm for $2663. That total came to $26,814.50, so I’m getting $4314 off. Now I don’t know if that is msrp or not tho. The MF was $2228 off. Plus I get the 0%. Don’t know how much more I could get off with my own financing.

 

[chevy]

I am in the process of buying a 1025R tractor, loader, backhoe, 60" mid mount mower with hydraulic lift & iMatch. It will be delivered Thursday. I got a little over 19% off of the MSRP price from the John Deere build your own website.
I also got the 0% for 60 months. The price would have been the same if I paid cash. I did not mention & the dealer did not ask about financing until after we settled on the price. If I had gone with the 0% for 72 months, there would have been an up charge.

 

[dodge man]

I bought a 2025r about a year ago, I saved $500 by doing the 0% financing, in other words if I was a cash buyer I would have paid $500 more. I know because I asked.

JD loaders can without a doubt do two functions at the same time, just not as easily. I came from a Kubota BX and it was easy to do two functions compared to my JD. What I learned is doing two functions at the same time slows things down. It’s really a non issue in my opinion.

The JD quick attach on the FEL is a simple design and brilliant in my opinion. A SSQA adds weight where the JD system doesn’t. This hurts lift capacity on a small tractor. The only disadvantage is if you already have a bunch of SSQA implements they won’t work without an adapter on the JD. Most implements can be had with the JD quick attach setup but you may pay more. For example I’ve seen grapples costing $100 more for a JD setup.

Check on the specs for the end loader on the MF. I know the 1 series JD loader is quite a bit bigger than what was on my Kubota BX.

The auto connect deck on the JD is great and worth every penny.

The price? Kind of hard to say. I paid 21k out the door for my 2025r, FEL, 60” auto connect deck and pallet forks. The snowblower and the stuff to hook it up adds quite a bit so I’d say that’s a good price.

 

[KennyG]

Good info from Dodge Man. Someone started this rumor some years back about JD FEL not being able to lift and curl at the same time. I think they all use the same control valve. You can lift and curl at the same time but it doesn't mean much. Tractors in this class are limited in hydraulic flow and are so slow anyway that being able to do both at the same time is not much of an advantage.

I built my own forks to work with the JD loader. My guess is that they are well over 100 lbs lighter than a SSQA system would be. Also, any SSQA attachments are going to built way heavier than the small tractor can handle. Actually, the worst part of my design is that I'm using old forklift forks that probably would lift 10 times what my tractor can lift, so I would have more capacity if I had lighter forks.

 

[s219]

I remember testing the 1026R back in 2011, and it definitely did *not* allow lift and curl at the same time. Other Deere models I tried (2320, 2520) did, so it wasn't a Deere thing, it was just specific to the 1026R (and 1023E). As far as I know, the current 1025R has the same exact loader control as the 1026R.

I use simultaneous lift & curl all the time on my L3200, mainly when I want to raise or lower something and keep it level. The loader control has those diagonal positions that actuate both valves simultaneously. The rates are matched pretty well to allow nice controlled articulation.

 

[fried1765]

First, you're not paying "0" for your financing. Finance charges are already built into the product as witnessed by the ridiculous upfront cost of such a small tractor.. 2ndly, the pricing is so close to being identical, that the most important thing here is the dealer and ergonomics of the piece you'll be sitting on.

3rdly, I know it all seems the same, price wise, but the JD is the more expensive of the two by about two years worth of financing. They want all their money sooner than MF . I know it does not fit in to the selling strategy of these companies, but I'd much rather agree on a pricing based purely on the machinery and get my own financing from either the company or a bank or c.u.

When I see "0" % financing, I run the other way. I'd much rather be in control of what I'm paying to finance anything rather than be obligated to pay what the company thinks as their best percentage of return. For all you know, they might have strapped on an 8% finance charge and mushed it into the msrp of the tractor and then say "but you're not paying any finance charges." Baloney.

Whether it's a tractor, car or furniture, it's a gimmick that the buying public falls for every time. Nobody lends out money for free...nobody.

SO TRUE!!!
And......SO FEW understand it!

 

[arrow]

I bought a 2025r about a year ago, I saved $500 by doing the 0% financing, in other words if I was a cash buyer I would have paid $500 more. I know because I asked.
.

But of course. They wanted their hidden finance charge and made it easier to be sucked in by saying "cash will cost more". Think about it: they want their mandatory finance money. They do not want you to go elsewhere for financing so this 0% malarky makes the whole process easier. They don't want your "cash" at all because they make more money with the fake 0%.The manufacturers double dip. They get the money for the product plus they get the money for the financing by pretending there isn't any financing.

 

[arrow]

According to JD paperwork, they show the 1025r with ballast box andFEL for $19,639.50, snowblower $4512 and 60” mmm for $2663. That total came to $26,814.50, so I’m getting $4314 off. Now I don’t know if that is msrp or not tho. The MF was $2228 off. Plus I get the 0%. Don’t know how much more I could get off with my own financing.

Msrp's can be so played with it's pathetic. Let me explain: I have a tractor say that lists for $20,000. I add 10% to that to cover the 0% bs but you don't know what I just did as the manufacturer. So now this same tractor that listed for 20K yesteryear is now 22K. Now on a regular circumstance, there is a 25% mark-up on the majority of machines of the ORIGINAL pricing., So this tractor cost the dealer 15K. He now has $7000 to play with any way he wants or what the manufacturer advises. So lets say he says "Listen, this tractor lists for 22K but I'm taking $3000 off plus give you 0%. So now you're paying 19K for the tractor that originally listed for 20K and this looks absolutely swell to the consumer. The dealer is still making a profit on the product which is understandable and more so than if they had to "dicker", and there is money to pay for the manufacturer's 0%

Now, play with the "mark-ups " even more and you can understand that this was all to get the consumer to think "what a deal" and spend their money.
Everyone is doing this. It makes it seem "what a fool I'd be to pass this up".

This is a well thought out economic strategy and is ingenious in its concept because it's a win for the manufacturer, a win for the dealership and the customer "thinks" he is winning as well. Here, perception thrashes reality. Just what they wanted to relieve the customer of his money.