Warning About Dealers And Their Pricing

[bullbreaker]

Awe relax signs of the Times ` Some of us have even experienced "price gougeing " @ a matrimonial prenuptial agreement ! No biggie " Roll with the punches " !!!!!!!!!! ....... Fight 4 your pesos........ Hold the Line " COWBOY UP !!!! .....

 

[ultrarunner]

I'm glad you bring that up as my father is a member of the Credit Union and I had been hearing talk around here that some people were getting 2.25 percent loans for tractors at their Credit Unions. Well ours refused to do it. They weren't anywhere even close to that rate.

The local Savings and Loan bought out by a bank and the last 15 years it seems like new disclosures and fee schedules come out like clockwork every 6 months plus the lifetime free checking became a fight until there was no one dating back to the Savings and Loan Days and that was that.

My Great Grandfather was kind of like a Indiana Jones explorer, geologist and cartographer sent by oil company to map the uncharted Amazon...

I used this to get into an excellent Credit Union and sponsored my Mom who the sponsored the rest of the family...

My business savvy brother really didn't have the time when the grandkids signed up but when he bought his Super Duty Diesel I said don't forget about the credit union and almost as an afterthought he found it not only the best terms but by far the easiest to work with and said thank you.

There is not a bank I like but so far I love my Credit Union and it's been over 10 years...

Affinity discounts are often the best discounts and often not broadly published...

We did OK when Kubota had a discount a few years back for repeat purchasers and it was after our best deal and the L3800 has been terrific around the Tree Farm...

 

[Diggin It]

I'm glad you bring that up as my father is a member of the Credit Union and I had been hearing talk around here that some people were getting 2.25 percent loans for tractors at their Credit Unions. Well ours refused to do it. They weren't anywhere even close to that rate.

My local CU wanted something like 9 or 10% because they considered it an unsecured personal loan.

 

[Thomas]

Haven't heard anyone complaining about price gouging etc. about our near by Kubota dealer,but have heard of deliveries problems and that's mostly cause by spring time road weight limits by towns cities.

 

[bdhsfz6]

I know this is easier said than done but IMO, the trick is to establish a relationship with a dealer, preferably a family owned one that has been in business awhile. There, you are much more likely to be treated fairly, since "word of mouth" is golden around here.

I've been dealing with the same local Kubota dealer for over 40 years. I know them, their wives & kids, and they know me and mine. I've purchased 7 tractors from them over the years. They don't always give me the best price but they are always close. I routinely compare prices for goods & services and they have never cheated me.

Sure, I could have saved a few bucks by buying elsewhere or on line, but to me, dealing local is worth a bit of extra money. It pays off in the long run.

 

[Bill Guenthner]

1. Things that are in short supply bring a higher price and everyone here tries to get the best price possible when selling anything.
2. There are plenty of tractors for sale, you might have to drive to another town or state to get the best price. I would have no problem buying a tractor and dragging it home today.
3. The “best” price is had by not paying interest. If you’re buying for a hobby farm save the money and pay cash. You should never finance toys.

 

[Diggin It]

You should never finance toys.

Never say 'never'.

I've recently 'financed' a couple of thousand dollars of stuff some people might consider toys. Paying 0 interest (as long as I pay them off before the 18 month deadline), got a few hundred dollars in bonuses and another couple of hundred in discounts on top of sale prices.

I'm paying less for the stuff than the next customer and getting a longer term to pay it off.

Like the song says, ya' gotta shop around.

 

[IrishLoader]

I know this is easier said than done but IMO, the trick is to establish a relationship with a dealer, preferably a family owned one that has been in business awhile. There, you are much more likely to be treated fairly, since "word of mouth" is golden around here.

I've been dealing with the same local Kubota dealer for over 40 years. I know them, their wives & kids, and they know me and mine. I've purchased 7 tractors from them over the years. They don't always give me the best price but they are always close. I routinely compare prices for goods & services and they have never cheated me.

Sure, I could have saved a few bucks by buying elsewhere or on line, but to me, dealing local is worth a bit of extra money. It pays off in the long run.

The same could be said for any service related business. My local wrench bender happens to be a neighbor if you consider miles to be next door. I have him by a decade or more so laying under a vehicle like road kill isn't for me anymore but he is happy to see my business. I figured the better half's grocery getter needed a new wheel bearing so I bought two hub assemblies. Same with a bad CV axel, bought another matching set. I buy the parts and he gives me a decent labor charge. Sure I could go someplace else but if I can help someone in my zip code provide for his family well that's what I'll do.

 

[5030]

Interesting. When I bought my new Kubota-Kneverland round bailer from my local Kubota dealer (I've purchased around 10 tractors from him over the years), I traded in my 7 year old NH roll belt. He gave me more than I thought it was worth on trade in plus Kubota added a 5 grand ag discount and I financed the balance (10 grand) with Kubota at 0 percent with quarterly payments. and he sold me the bailer well below what the Kubota 'build one' website lists it for.

 

[Hay Dude]

Interesting. When I bought my new Kubota-Kneverland round bailer from my local Kubota dealer (I've purchased around 10 tractors from him over the years), I traded in my 7 year old NH roll belt. He gave me more than I thought it was worth on trade in plus Kubota added a 5 grand ag discount and I financed the balance (10 grand) with Kubota at 0 percent with quarterly payments. and he sold me the bailer well below what the Kubota 'build one' website lists it for.

Thats because some of the Kubota round balers have been troublesome. Dealers were selling them cheap. I could have bought a ‘21 “demo” with 150 bales through it for like $8000 less than sticker. Salesman took me aside and advised me it had been in the shop many times.It was probably a buyback. Glad I didnt buy that POJ.
They arent selling well in my area.