I keep a monthly budget since year 2000. As a side note, insurance, utilities and food have gone steadily up 14.8% since 1/1/20 to 1/1/23.On that note, does anyone use a written budget?
We never had one written down, but somehow managed to always be cognizant of what we had to spend each month and save accordingly. We kind of had an oral history of family finances that we handed down frequently over the years.
Once a year I do an Excel spreadsheet if that counts as written. The month by month allows for high months (like when property taxes are due) without skewing the average.On that note, does anyone use a written budget?
We never had one written down, but somehow managed to always be cognizant of what we had to spend each month and save accordingly. We kind of had an oral history of family finances that we handed down frequently over the years.
Same here. I'm an employee just like my wife is and EVERYTHING goes through the farm.
All parts. School and township has received enough of my money thru taxes over the years. The church is not my thing. I like some the thought of local things and people getting help. Me personally, I have 3 kids and not enough money to worry about other people getting some of it.
Could depend on who goes first.
Good trade. Getting rid of a bad relationship is priceless.One of my young employees years ago said he was moving in with his girlfriend and asked for advice since he knew I was good at managing money. I told him that you should split the bills evenly and keep the receipts. I never pried into his financial affairs after that.
After a couple of years they were splitting up and taking what they paid for. She took the car, the furniture and appliances and all her clothes and jewelry. He took the receipts for the groceries, the rent, and the utilities.
Me. 1 partially filled in an extra bedroom.
