MossRoad
Super Moderator
- Joined
- Aug 31, 2001
- Messages
- 60,398
- Location
- South Bend, Indiana (near)
- Tractor
- Power Trac PT425 2001 Model Year
Insurance rates are based on statistics. The question a few posts back was related to EVs and Hybrids having higher accident rates, and my hypothesis was that they spent more time on the road than the average non-hybrid.This must be why I've driven well over two millon miles without an at fault accident. (It's probably been twice that in my life)This reminds me of a conversation I had at the dinner table in a logging camp; the guy sitting across from me said that statistically speaking, people have an accident every 3 years. Then he said "I've had 3 this year."
I looked at the guy sitting next to me and said "it looks like he's already taken care of yours and mine."
Wow. That’s crazy expensive. My homeowners policy with Allstate is $1500/year for house and large barn outbuilding. Maybe time to shop other companies?Here’s a letter I just received that my homeowners is going up even more.
View attachment 860049
Im paying $500/month for homeowners now. I paid $180/month when I purchased this home in 2010.
250% increase in 14 years.
My homes value and belongings inside is up about 80-100%.
I have shopped it around and they are not the cheapest, but offer excellent coverage & service. There was nothing that offered much savings.Wow. That’s crazy expensive. My homeowners policy with Allstate is $1500/year for house and large barn outbuilding. Maybe time to shop other companies?
I guess your policy must include equipment also? Mine is just structures.I have shopped it around and they are not the cheapest, but offer excellent coverage & service. There was nothing that offered much savings.
We only have a few remaining companies in PA that insure farmers or farms
Nope.I guess your policy must include equipment also? Mine is just structures.