I'll just have water

   / I'll just have water #61  
I've never seen a hurst towing a uhaul full of money.

Damn, that is next level frugal.
What are your thoughts on retiring early?

Younger brothers semi retired and all elders except mom worked until they passed away… the farming side wouldn’t have it any other way and the business side had too many years making a go of it to close the doors.

Middle brother retired at 58 to enjoy his place and has made a real go of the Christmas Tree business which he really has profitable fun at… Senior VP of a Billion dollars company in 37 states and the site visits via private jet and structuring deals was all consuming… he is still on retainer but he strictly enforced it.
 
   / I'll just have water #62  
My brothers new favorite saying is “It’s later than you think”

I excel at deferred gratification… work today for tomorrow, build a nest egg… etc.

I also know first hand that a family with nothing can live well given the myriad of government programs.

Example… live 25 years in a neighbors of 900k homes and pay $50 for rent each month with gardener and paid garbage service.

Buy a brand new Toyota Yaris, receive Free Cell and Internet, Health Insurance, Family Income, Food Program, Free Higher Education, Free School Lunches, Free Summer Lunches, send the kids to grad night, etc…

Contrast this with my good friend, career ATT lives in a 2 bedroom home with wife and 4 daughters and mother in law in the basement… life is good but like most working guys he has to be careful making ends meet.

The home next door rented Section 8 and the lady and her son were nice enough… she became pregnant giving birth to a daughter so now she was moving to a 3 bedroom because her family size increased…

So we have the hard working family man supporting 7 doing the best he can yet his neighbor with new baby is now under housed and eligible for a 3-bedroom voucher.

It’s enough to at least make one wonder?

Don't worry about some dude and if he's going to make it.

All you can do it take care of you...
 
   / I'll just have water #63  
What are your thoughts on retiring early?

Younger brothers semi retired and all elders except mom worked until they passed away… the farming side wouldn’t have it any other way and the business side had too many years making a go of it to close the doors.

Middle brother retired at 58 to enjoy his place and has made a real go of the Christmas Tree business which he really has profitable fun at… Senior VP of a Billion dollars company in 37 states and the site visits via private jet and structuring deals was all consuming… he is still on retainer but he strictly enforced it.

Retire as soon as comfortably able to...

I have not met one person, who actually planned for retirement, that said...gosh, I wish I would have worked longer.

Time>money.
 
   / I'll just have water #64  
Seen guys retire and then die. Don’t know if the transition was too much for them.
 
   / I'll just have water #65  
Sadly I know people that retire and die…. 40 years on the job often is who you are.

My retired military friend are still called by their rank like gunny, captain, commander… just like retired doctors and judges and clergy.

I’ve found that the option to comfortably retire changes everything.

Yesterday the well respected RN nursing director confided he would retire or step back if he could but at 48 with kids away in college it’s not financially feasible… many of my co-workers in similar situations.

I go back and forth… part of having options for me is minimal expenses and not needing the newest and shiniest things.

and… I almost always have water… soda now can be $4 dining out.
Seen guys retire and then die. Don’t know if the transition was too much for them
 
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   / I'll just have water #66  
I suspect the challenge for you will be adjusting from 100 hr weeks to? Plus, what would you find to be a satisfying way of spending the new found time?

Few years ago I knew an administrator who was being politically pressured to retire. It didn’t make financial sense for her to keep working and put up with hassle because she had so much retirement pay coming. Literally, she could afford to retire and decide what she wanted to do each day instead of working in a pressured situation. She came around to that point of view.
 
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   / I'll just have water #67  
I suspect the challenge for you will be adjusting from 100 hr weeks to? Plus, what would you find to be a satisfying way of spending the new found time?
On the clock it’s rarely more than 65 hour weeks… but it’s seldom predictable which is the problem…

Property management fills in the rest… like last night… family came home from a weeks vacation to no hot water… replaced the thermopile and good to go… everyone happy.

I try to keep a little of everything on hand.

I’m actually off today after 26 straight…

Corp philosophy is it’s better to pay overtime to one guy while outsourcing as much as possible.

The problem with outsourcing is someone still needs to be onsite and that someone also needs to know the answers.

Anyone need anesthesia machines… been told to scrap them along with a 20 hp Baldor motor… 30 years 24/7 without a single problem… one shot of grease monthly…

The old generation would often be ashamed if they couldn’t clean their home and maintain the yard… etc.

Now it’s the opposite…
 
   / I'll just have water #68  
Long time friend is college maintenance guy retiring in December. He recommended they hire assistant to learn job. No signs of that happening. Meanwhile, paying hefty fees to property maintence company to do the work he cant get to.
 
   / I'll just have water #69  
My brothers new favorite saying is “It’s later than you think”

I excel at deferred gratification… work today for tomorrow, build a nest egg… etc.

I also know first hand that a family with nothing can live well given the myriad of government programs.

Example… live 25 years in a neighbors of 900k homes and pay $50 for rent each month with gardener and paid garbage service.

Buy a brand new Toyota Yaris, receive Free Cell and Internet, Health Insurance, Family Income, Food Program, Free Higher Education, Free School Lunches, Free Summer Lunches, send the kids to grad night, etc…

Contrast this with my good friend, career ATT lives in a 2 bedroom home with wife and 4 daughters and mother in law in the basement… life is good but like most working guys he has to be careful making ends meet.

The home next door rented Section 8 and the lady and her son were nice enough… she became pregnant giving birth to a daughter so now she was moving to a 3 bedroom because her family size increased…

So we have the hard working family man supporting 7 doing the best he can yet his neighbor with new baby is now under housed and eligible for a 3-bedroom voucher.

It’s enough to at least make one wonder?

Fully agree. My cousins kid and shack up have two kids. Wont get married because it would cut her benefits. They wanted to show me their newborn the other day. I said sure since Im paying for it. When they asked what I meant I explained that they had GSBs which is government supported babies funded by the taxes I pay.
Wife made me change the B to babies because she said the other word wasn’t nice.
 
   / I'll just have water #70  
Martin's just got sold again. Hopefully they'll continue their great service. Kroger on west side of SB is closing. Most likely got shoplifted to death. It was always kind of dirty in that store as long as I can remember, and we've lived on that side of town since '85.
MossRoad, do they still have the Kroger's at Ireland and Michigan area? I remember when the built it in the mid-late 50's.
 

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