Start with the agent. they have done all this before. ALWAYS ALWAYS pay the extra price for the "replacement cost of contents/ materials" on the policy. I have recently dealt with a lightening strike. I really like my Ins. agent. He does not even sell ins. w/o "replacement cost" coverage unless...
Sockmonkey here. I have two Fords: '62 801 - Diesel - SOS Transmission (loader) and a '55 Ford 850 5spd. I also have an old Gard'n Master made by Garden way of Liberty, IN. They all run good and serve me very well.