OK, not sure what you're talking about when you mentioned 3 feet of shell. Are you saying they excavated 3' down and put down seashells for a base? Not quite sure how this could have prevented what happened.
Can't blame the inspector for enforcing building codes, that is their job.
Sorry, I wasn't clear on this.
They brought in 3' of shell (very common fill material here, we use it for roads, etc.) and made a raised building pad. It is called "shell" but it is actually crushed Coquina rock which is fossilized oyster (or something) shells. The old Spanish fort in St. Augustine is built with Coquina (shell). Part of the road to our house is shell, it hardens like concrete so you need to get it smooth when you spread it out because if you don't it will be bumpy forever.
They made a raised pad and it passed the compaction test. Top of the pad was 3' above grade. (Same thing at our home, we are 3' above grade and have been removed from the flood zone by a LOMA [Letter of Map Amendment] so we don't have to buy flood insurance.)
Anyway, what I'm told was the building inspector (allegedly) had a side hustle selling some overpriced hokey vitamins or other and wanted my friends to buy some from him, evidently as an under the radar bribe.
They declined, so he quoted some obscure reg or other (which may not even have been applicable) and wouldn't pass the inspection until the shell (fill) was removed, and that they had to build on grade (which is obviously and absolutely wrong).
Inspector is long deceased, so there's no way to get his side of the story. Of course, it could easily be a he-said, she-said with the third interpretation (i.e. what actually happened) someplace else completely.
I will say that the soggy homeowners are truthful people, and he was an engineer for NASA at the Cape, he tends to read the regs pretty carefully, tends to overbuild stuff and doesn't cut corners. I will also say that there just might possibly have been a few rumors or even actual instances of "slight, accidental irregularities" and "inadvertent mis-interpretations of the rules" on the part of a few not-exactly-impartial government officials on very rare occasions over the years.
They're grumbling about suing the county, but they are going to need ALL their paperwork (30-plus years old) and it will be a fight because the county (and all government entities) have attorneys on staff to defend against exactly this sort of thing (we pay for them out of our taxes) while they need to hire outside counsel - so they'll be paying attorney fees out of their property taxes to defend against their own lawsuit - after hiring an attorney to pursue it - against the county. (Gotcha coming and going.)
They are not happy campers right now. The damage estimates are about $50K, FEMA has coughed up something like $15K, and there is likely hidden damage they haven't even found yet.
Whew. What a circus.
Best Regards,
Mike/Florida