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I have the LaCrosse view and think it’s great for temperature, humidity, and wind.speed. The rain gauge seems to record less rain than the simple plastic tube measure mounted on the same post.

Your comment sounds like you’re making a universal statement about tier 4 tractors. Mine only regenerates every 70 hours and only for about 15 minutes. I’m suggesting that some companies do a better job with the technology than others and it’s not a one size fits all situation.

Very true

Yep. $100/300K is far more than the cost of repair/replacement of vehicles. And it’s not hard to max out the medical payments for a serious injury.

Yes. But it’s a lot more than vehicle replacement and often higher than dwelling replacement. And it gets really expensive when the other party claims medical.

The costs of property damage and replacement are negligible compared to the costs for medical claims. That’s where the real liabilities for insurance companies is.

Texas has wind farms everywhere in the state. Or at least the western and central portions. However much of their electricity generation facilities aren’t winterized and don’t work when it’s cold.

California has the most expensive everything in the U.S. But I know lots of people who enjoy living there and their salaries support their lifestyle.

I think we are hearing that insurance companies are doing exactly that.

I lost my dad almost a year ago. It’s hard, and brings back memories of all of our fishing and hunting trips and many years of family activities. I was also executor of his estate, making final funeral plans because he didn’t specify those things in his will. All of those things stir up and keep...

Echo and Husky also make pro saws. My local Stihl dealer works on any brand of small engine equipment. He actually replaced the engine in my old Echo wheeled string trimmer last year with a Honda engine.

Whatever works for you. The loggers, arborists, and wildland firefighters use the pro saws. Probably not needed for the average person who cuts 4 cords a year.

A lot of states I’m familiar with treat employee retirement like the federal government. Employees pay into and collect from both a retirement system and social security.

The companies classify them that way. They are listed as such in their catalogs. Largely the materials that the head, piston, rings, and other components are constructed with. Pro saws also have a higher percentage of replaceable parts. Your large Stihl saws are pro saws.

You sure sounded like you believed that. And I don’t believe I have ever made a snide remark about you.

You are seeing the difference between a consumer and pro grade saw. Pro grade saws are far more sturdy and the brands we are discussing all offer pro saws. The problem with looking for a used pro saw is that loggers and arborists use them hard and don’t part with them until they are worn out...

It used to be that way for a lot of state and federal employees. Since 1983, all federal employees contribute to social security. And I haven’t heard of any current state employees who also don’t contribute. Maybe there are still some states with exempt employees?

I think the money you contributed went to fund your parents retirement, and your children are funding yours. There are no individual accounts set up with our names on it. This is how the program has operated since inception. The current problems are largely because of less people in the...

Actually most people get back what they contributed plus reasonable interest. And a lot more. Obviously this varies considerably between recipients.

I have always been happy with Stihl pro saws, and the loggers in the west seem to favor them. That said, I have other types of Echo equipment and like their products a lot. I don’t think you can go wrong with either brand or a Husky in the pro grade series.

There is a product made purposely for this use. https://www.baileysonline.com/woodlandpro-fse-cat-logging-choker-3-8-x-6.html?gad_source=1&gclid=CjwKCAjwt-OwBhBnEiwAgwzrUkremqDPzQuSA6RUsSq9SJN7OD5wLTZwJacm-4mppExhwsEzqPDkghoC35sQAvD_BwE

Didn’t ask you anyway

I don’t do conspiracies and fear of the future.

Why?

I’m happy that you like what you drive. The engineering design, engine, transmission, and everything about the current Wranglers aren’t comparable to 40 year old CJ models, and neither is any vehicle made by any company. A lot of changes have occurred in the automotive industry in the past 40...

My Wrangler with the 3.6 V6 and the 8 spend transmission averages 21-23 mpg, but I don’t do a lot of city driving.

That’s what the additional 1000#+ on the 3ph is for.

I’ve never tried lifting maximum weight with my loader without ballast, always with my filled tires (1000#+) and a 1000# implement on back. With my 400# forks, a one ton pallet is maximum lift with a MX.

I’m not excited about this feature and usually hit the button to turn it off, but sometimes forget.

On my MX6000, my rear tires are filled with bio-ballast liquid, and I will either use my 1025# 8’ rear blade or my 6’ rotary cutter for ballast on the 3ph. So far this has worked well for lifting a one ton pallet with my QA forks.

Yesterday I was in Phoenix, AZ and paid $4.39 for regular. Small town northern AZ was selling for $3.69. By the time I drove through Albuquerque on my way home, I filled for $3.04. The price range in the western U.S. is wide.

Most vehicles with that function have a button to turn off the start/stop function.

CJs were made 40 years ago. Not comparable to current models.

I have a 2020 Wrangler that handles very well on road and is a hoot to drive. Nothing like the old CJs.

Maybe older people. Younger people; not a chance.

True, they do this when I renew my vehicle registration on online. I just don’t encounter variable prices at local businesses. Sometimes small service businesses such a plumbers have offered me a cash discount, but I am always under the impression they want cash to avoid reporting income.

I was referring to sales taxes, not prices. Eagle clarified his comment with his reply.

Yes, but isn’t that money collected from customers?

Not to mention that buying fuel with cash is incredibly inconvenient. One attendant servicing 20 fuel pumps plus a convenience store. The business model for fueling stations is built around card use.

True. I was just saying that I rarely encounter a business that charges extra for CC. Only a few very small businesses, and not all of the small businesses do this in my community and larger region. Cash is actually inconvenient for me because my paycheck is direct deposited and I have to make a...

I’m sure that the fees are built into the cost of goods and services. Because it’s SOP that most purchases are done with cards.

Must be a regional thing.

Just saying that CC usage is standard practice at almost all businesses and it’s rare that I’ve had one want to charge additional fees. I’m sure it occurs, but I have only rarely encountered that at a few small mom and pop businesses.

I don’t know any business and especially not restaurants in my area that does that.

I never use cash anymore other than for purchases of $20 or less. If a business wants to charge me extra, I will patronize someone else. It’s becoming rare that they try to charge extra for credit cards. I pay my bill every month and don’t carry a balance.

I don’t ground or worry about diesel cans. Gasoline is where the risk is.

Why is this discussion happening? People buy things because they believe the company is honest and has what they want. Sometimes the company is dishonest and people get burned. No reason to blame the customer. I bought a Fred Cain plow from EA and received it promptly within 2 weeks. They didn’t...

You have to strap them down good.

I used to feel the same way. Then 15 years ago my truck was stolen, and 5 years ago my house roof was replaced due to hail. I think I’m actually about at the break even point.

So you wrap a metal wire around the plastic can handle and ground to the truck?

Even though I gave a long bed truck with plenty of room, when I’m filling gas cans, I attach a metal hitch haul basket to the receiver hitch and strap my cans there. For diesel, they go in the back of the truck. I know someone who was seriously burned by filling gas cans in the bed of his truck...

Must be a JD thing. Mine works fine with my rotary cutter.

I do that on my Kubota, and 1000 RPMs is plenty low enough to engage the PTO without clanging. On an old pre-emissions JD (Yanmar engine) I used to own, running at RPMs less than 1000 would result in the low oil pressure light coming on.

You have to lower RPMs before engaging an electric PTO, then raise them as the implement is engaged.

For machinery and implements you need an oil based paint, not a latex. The latex paint would be perfectly fine painting metal on a house, like black iron pipe gas lines, ect… but those aren’t subject to abrasion while being used. Oil based enamel like Rustoleum is best for the OP’s use.

I’ve lived at our current place for 19 years and never had gophers until last year. All of a sudden we were overrun with gophers. I trapped several last fall but could never get ahead. A few weeks ago, I gave up and called the gopher guys, a commercial trapping service. They showed up and set...

Condolences. I lost my mother about 2 and a half years ago. I still find myself thinking about her during family occasions and wish we had another chance to talk. Her passing was a blessing though because she suffered a stroke 9 months prior and never recovered. God bless.

Nice work. Looks useful.

Aren’t voltage regulators inside the alternator case nowadays?

Depends on what your definition of “real work” is. If you mean hauling trailers and heavy cargo, then those duelies can’t be beat. For snowplowing or muddy roads, single rear wheels are far better.

I don’t own one because it’s not suitable for my uses, living 35 miles from town and frequently taking long trips of 600+ miles. But when I do go into the city, I see more and more people driving EVs. They are commonplace now in urban areas.

Current tractors are tier 4

Very true. But I’m thinking of vehicles and the current complexity of them. My 1970 F-150 was simple to work on but required a lot of maintenance: drum brakes, carburetor rebuild, plugs, points, condenser, timing at frequent intervals, and many were ready for engine rebuilding at 100K miles. I...

I would bet those people are highly skilled fabricators and all have new jobs by now.

Exmarks are great machines. You see a lot of their commercial grade mowers used by municipalities. Not sure about homeowner grade mowers.

Property damage is significant, but chump change compared to medical injury claims.

Lumber prices are also coming down because stumpage prices are down. Stumpage is down because there is currently more timber on the market than sawmills can process, due to forest restoration projects everywhere in the country.

Since I’m only paying $1500/year for a 3300 square foot house plus 2400 square foot barn, your situation has not much to do with national economy factors and a whole lot to do with local economy factors.

Wow

I guess your policy must include equipment also? Mine is just structures.

Wow. That’s crazy expensive. My homeowners policy with Allstate is $1500/year for house and large barn outbuilding. Maybe time to shop other companies?

IDK about today, but 2 years ago, JD dealers were selling a nice self propelled walk behind mower with a commercial Honda engine. I almost bought one, but ended up finding a used/refurbished snapper mower with a commercial Honda engine for half price. This mower is a beast.

Yep the website is still up. I tried to leave a public service announcement, but there was no place to do so.

It’s that way everywhere. The rural areas always get the crumbs left over. I live in southern Santa Fe county. Santa Fe (state capitol) is in the northern part of the county and gets almost all of the tax dollars, and we might get a road graded occasionally or see a sheriff pass by in the rural...

Yeah, regular was $3.01 when I filled yesterday, $3.05 last week, and $2.52 last month. The summer blend must be out.

20 acres: 8 wooded, 12 grassland.

My barn is metal, but I have no issues with using my cell phone in there.

Cell phone

I think that automotive property damage repairs would be a very minor portion of insurance claim costs. The real costs are medical claims.

That’s what we did on my steel roof. Been up about 8 years now with no problems. And I haven’t had to replace any more asphalt shingles that were blown off in spring winds like I used to do every year.

Research 3ph pine straw rake.

Typically when we use fuel for burn piles or forestry drip torches, we use a 50-50 mix of gas/diesel and it just burns, not explosively. Just add some old oil to the mix and it would make good burn fuel.

Poor management and owner siphoning off the profits.

Agree. And something he could try is to file a claim against the EA business bond. Unless that fund has been exhausted, this is an option that most people don’t think about. I once paid a down payment to a cabinet contractor to redo my kitchen cabinets. The company closed its doors without...

Yeah we have local dealers who sell the Bison line. They are extra heavy and very well made. Made in Mexico. Of course the Landpride equipment is available at the Kubota dealers and I have owned a lot of Landpride attachments.

I was hoping a western location for cheaper shipping.

Interesting. I’ve never heard of them. Where are they located?

I would be contacting your bank to see if they have any suggestions for recovery of your money. It’s doubtful because it was paid by check, but who knows?

Very light fuels are a different thing. However if it were windy, that narrow road wouldn’t stop the fire from spotting across it. And I wouldn’t be at all surprised if that narrow road held because it was burned out and held by crews. The uniform burn pattern is an indication of being burned...

It’s true that there will not be a running crown fire for many years after a high severity fire, but these areas can reburn if they regrow to heavy brush. Or even burn as a grass fire, but the severity obviously wouldn’t be as much compared to a high density forest crown fire.

Wind is tough and changes the game. But that’s why indirect control lines are built sometimes miles from the fire front. By burning out and holding that line, your effective fuel break can be a half mile to a mile wide. Fires are stopped by black ground and no more fuel to burn.

A little bit of wildfire behavior is necessary to unravel the story. A dozer line might contain fire spread in light fuels like grass (without high winds), but in brush or forest fuels, fire lines are only built so they can be back fired. The dozer line doesn’t stop fires, the line is only to...

Dozer lines do not stop fires. Dozer lines need to be back burned and held by Fire crews to be effective. And they need to be at the correct topographical locations to be defensible.

Send me a PM. I will give you the contact for a registered professional forester in N CA who will help you out. It sounds like you are receiving bad information. First, there are forestry incentives programs that will cost/share a large percentage of the planning and fuels reduction work. And...

I’ve spent a month on fires like that, most notably the Rodeo-Chediski fire in 2002 (Arizona) and the siege of 1987 (N. CA). But as I noted, houses that are defensible without undue hazard to crews will be defended, others will not see any defensible actions by firefighters.

I served over 30 years on wildfire incident management teams. I was a situation unit leader and was always out front sizing up wildfire behavior and management strategy. I saw many of the largest wildfires in the U.S. between 1980 and 2012, when I hung up my hard hat. Yes, fuels management and...

Sadly, they don’t look at individual properties. Although I got a home insurance break when I called my agent and told them that I had installed steel roofing.

There are several different formulations of pre-emergent herbicides. They don’t kill existing plants, just prevent seeds from germinating. I would check with your cooperative extension agent for recommendations on the formulation and application frequency that’s best for your area.

My comment was specifically focused on rural locations.

I think the insurance companies handled the wildfire hazard risk rating wrongly. They should have inspected individual rural properties and then gave homeowners a price (high) for insuring under current high hazard conditions, and then a list of things people could do to get a lower rate...

Some depreciation due to age of building?

My insurance has remained pretty stable with Allstate for the past several years with only minor 6 month policy increases.

The economy is good when you look at low unemployment and GDP. Of course, like always a better economy does involve increasing prices due to supply and demand, especially for real estate. I never had my home value increase when the economy was bad. This doesn’t mean that a hot economy benefits...

Absolutely. Costs of paying physical damage and medical claims drive insurance rates. It’s how the system has always worked.

Condolences. I lost my father 11 months ago and it’s still hard to not have him to talk with and visit.

Our local HS sports has raffles every year for really good prizes: truck, ATV, chainsaw, ect…

My HS had no shooting range in the 1970s, but we routinely drove onto and parked on campus with our hunting guns in the gun racks on the rear window of the pickups. And we would go look at each other’s guns at lunchtime.

Not only that. In my area, pulpwood trees are what are removed by thinning for stand improvement. They are not end of rotation products.

If you have a large truck and construction equipment tire dealer nearby, they can do the tire fill. It doesn’t have to be a tractor dealer.

It all depends on circumstances and how you garden. For many years, I used my pto tiller in the spring to prepare the garden, but had to hand cultivate (hoe) between the rows during the growing season when I couldn’t run the tractor between the rows. So I switched to a rear tine walk behind and...

My understanding is that Generac Corporation now owns DR, not MTD. Regardless, I have been very pleased with the build quality and operation of the machine. The Cub line is good equipment. When I was shopping for a new tiller 2 years ago, I couldn’t find any that were capable of both forward...

I have to agree about the need for reverse till operations for the first pass. Then forward tine for subsequent passes or weed cultivation. My DR pro tiller does all of that with a flick of a lever and will also drive the wheels without the tines for transportation. I’m on my third season of...

Those seem to be fairly standard now. Every ZT I looked at last year when I was shopping was set up like that.

I’ve never been able to get more than 6-7” of depth with a tiller, even with the skid shoes off. Think about the purpose. For deep root development that’s where a plow or subsoiler is used to open the ground deep. The tiller is just to fluff up the upper seedbed to allow seed germination and...

Glad that you’re ok and only your pants were a casualty. Sounds like a sobering experience. Rear ballast is where it’s at. I prefer both filled tires and my heaviest implement. I’ve never owned a ballast box, preferring an implement instead. And always a seat belt and ROPs up. Glad that you’re OK.

The state Game and Fish Departments do that. We don’t enforce hunting regulations in the Forest Service. We do administer logging, thinning, tree planting, and do fire management.

I’m not sure the expert is the correct description of people saying that.

And we have more fatalities in the Forest Service related to managing incidents such as wildfires or equipment/aircraft operations than backcountry murders.

Absolutely. And if someone is interested in civil engineering, the Naval Seebee program will pay for all college expenses and even provide a living expenses stipend for qualified students who signup for the program enlistment to begin after graduation.

I have a neighbor who owns a small engine/Stihl dealership, but services all brands. He told me that Briggs is extremely easy to get parts for and their supply chain is amazing. He said that Kawasaki is a good engine, but it often takes him a long time to get parts and customers aren’t happy.

Why do you say Briggs is on its way out? The company information doesn’t sound like they are failing. “About Briggs & Stratton Briggs & Stratton, headquartered in Milwaukee, Wisconsin, provides innovative products and diverse power solutions to help people get work done. Briggs & Stratton is...

If you can find a Yanmar dealer.

My Honda motor has a fuel shut off switch. It’s easy to shut off the switch when the motor is running and let it run until it purges the carburetor and fuel lines.

I have a nice snapper commercial grade self propelled walk behind mower with a commercial grade Honda engine. A fantastic mower. Sadly they don’t make them anymore.

Agree with everything except your comments about Kohler and Briggs engines. Both of those companies make commercial grade engines as well as consumer grade. I agree to stay away from consumer grade engines.

I bought a Stihl last year with full suspension. I really like it, but it’s just a re-painted/rebadged Ferris mower. There are more Stihl dealers and service facilities than Ferris so that’s why I went that route.

I agree. For most uses the independent front axle is better. My Wrangler’s solid front axle does reflect in the ride and it’s a quirky but fun vehicle overall. My truck is much more practical. But driving the Wrangler is a hoot and makes me smile whenever I climb aboard. An old guy’s toy.

Neither the Gladiator or Wranglers are uniframe. They are both body on frame straight axle vehicles. Some of the last. And they ride like it too (I have a Wrangler).

Yeah, I remember the gas tank behind the bench seat of the regular cab. About all you could fit behind the seat was maybe a jacket, rifle, or shotgun. Nothing more. Everything else either went in the bed or bed toolbox if you had one. I don’t miss those trucks.

I have a 2500 Dodge and no need for another truck. But the Jeep Gladiator trucks are awesome for their intended purpose. They are outdoor recreational vehicles, not work trucks, and are perfect for off road and jeep trail hunting access and retrieving a deer or elk from the backcountry. Or...

If the snow is powdery.

I have a 2007 Dodge 2500 with the smaller rear doors and full b pillar.

Comical

I’ve had a Patriot brand gate opener on my very heavy 16’ pipe gate for over 12 years, still working well. I’ve replaced two batteries in that time and my solar panel is still going strong charging the batteries. I can’t complain about that brand. The only problems I’ve had is I’ve blown maybe 2...

You need to look at machines with 4 wheel suspension. Two I’m familiar with are the Ferris and Stihl machines.

Or you could buy a Ferris/Stihl ZTR with 4 wheel spring suspension. These are pretty smooth riding on rough ground.

Yanmar makes outstanding machines, but their US dealer network is sparse indeed.

Pre-emergent herbicides prevent seed germination and it works for most species. It won’t do anything to perennial plants that are already established on that site such as grass roots and perennial weeds that were mowed without herbicide application. Also, whatever you spray, use a dye so you can...

Well go for it if it works for you. A lot depends on the clay content of the soil regarding how compactable the soil is and how it affects plant growth.

Go for it. My tractor is much heavier than your BX.

No but that is definitely not like a compacted row from a tractor tire.

I was envisioning this. Hung up on snow pack and lots of hand shoveling underneath to get free.

If the tiller width is close to your tire spread, get one that offsets. That way only the last row will have a tire track. And Woods tillers are fantastic. I had one for 22 years before selling it because it was too small for my current tractor.

It makes a great fire starter for burn piles.

Glyphosate only affects green growing plants. If you want to keep weeds from germinating you need to use a pre-emergent herbicide. That will prevent seeds from sprouting. Or just mow like others have suggested.

I wear glasses and always had that fogging issue in cold weather. I bought a clear face shield to wear for grinding and metal work. No more fogging.

People who don’t follow these forums.

Slightly acidic. They can benefit from occasional use of sulfur, but should grow ok in your soil.

Pines have a high tolerance for different soil ph. We have the same species of pines growing on alkaline limestone soil, and semi-acidic soil. Pine needles are mildly acidic. Ultimately blueberries need acidic or at least neutral soil to thrive. It’s hard to continually amend soil ph, so they...

Blueberries love acid soil, so pine needles would be better than bark, but I would think that any conifer tree residues would add a bit of acid. And then it could be unnecessary if your soil is already on the acid side. I can grow raspberries but not blueberries because my soil is a bit alkaline...

I also get Kroger discounts, but they are only 5-10 cents per gallon. After discounts Costco is still significantly cheaper.

Costco and Sam’s Club can be 20-50 cents cheaper than other stations in my area. They both use Valero fuel.

I thought that bad boy is just a re-badged TYM?

Most years I have lots of problems with wasps eating my raspberries. The only thing I can do is pick early morning before they show up.

They are tough tools for sure and you have to be careful. They will snap your wrist if you don’t have a good hold on them.

Garlic is a two year crop and yes it will grow sprouts early in the spring through snow. I love garlic, but had to quit eating it because it gives me gas.

Very true. You need to have a good grip on it. Very torquey.

I have the Milwaukee corded sawzall and 1/2” hammer drill. Absolute beasts, but of course they’re corded.

Steel is one and done.

And chainsaw cuts are nasty.

I wear the same, but don’t carry the first aid gear. I don’t cut alone.

I’m a first or co-author on several published papers and a few technical reports. Practitioners also publish.

It is.

Maybe not economically viable to maintain the dam as they get towards the end of their service life? Most US dams are old or beyond their designed service life.

Texas created its own problem. They never designed their plants and delivery infrastructure for cold weather operations, and they have no interconnection with power grids in other states (except for some places like El Paso that connect to the western Rocky Mountain states grid). Most places...

Or plant flowers. Squash vines will definitely trail over the retaining wall and beyond.

Mastication could take the stumps to ground level or below.

I have grown good butternut squash in the shade of corn plants (afternoon shade).

I used to run a tiller on a gear tractor. It got the job done, but low gear was often still too high. I did a lot of stop/start. With my HST machine I can be nearly stopped and still tilling.

Hire someone with a mulcher/masticator. Only about a 2 day job for 16 acres. Your local USDA farm services office can cost/share your pasture improvement project and cover 60-70% of the cost.

We had snow today. The grass is winter brown.

Is it by species? We have different weight factors for all of our commercial species.

Probably too late, but I’d check with the agency that holds the business bond.

Research the appropriate weight of the logs and see if the weight rating of the trailer is appropriate. Weight of logs can be approximated by the weight per board foot by species.

I love that line in the Oppenheimer movie where Teller asks if the Trinity site observation post is far enough away from the blast site. Oppenheimer replies “you did the calculations.” I visited the Trinity site last April. The bomb casing is the shell of the third bomb that was never used on...

Ridiculous

Can you still buy that? I haven’t seen that in stores for years.

:ROFLMAO:(n)

diatomaceous earth, borax or baking soda mixed half with sugar.

I haven’t seen those advertisements. I know that in my field, all federal government forestry jobs have OPM standards for exactly the curriculum and degree needed to qualify for the job. And it’s the same for others whom I work with: wildlife biologists, engineers, hydrologists, etc…

If you make circles from concrete reinforcing mesh to encircle the bush, you can wrap plastic netting around the wire. Then unwrap the netting and just reach through the large squares in the mesh to pick berries. I use the concrete reinforcing mesh for tomato support towers and can easily reach...

LOL. I’m ready for it to warm up.

I have my garden, orchard, and raspberries all in the same area and fenced the entire area (about an acre). Yes the 8’ fence did take some work to build. The corners are oil well drill stem pipe in 3’ of concrete with cross braces welded. The line posts are 10’ T posts. I used a 16’ wide, 6’...

Sounds like a big mess.

If you have acid soil, they should do well in your location. I don’t have experience with blueberries, but I grow raspberries and orchard trees and have many deer who create havoc. I’ve tried: dogs, motion activated sprinklers, motion activated lights, electric fence, baited electric fence, and...

Ponderosa pine needles will definitely plug gutters if they are within the distance that wind can disperse the needles from the house. I’ve cleaned many a pine mat from my gutters at my last house that had a 20” pine within 50 feet.

We had a logger killed by chainsaw felling a large ponderosa pine with a widow maker up high. In that case it was indeed a widow maker.

That is a technique that tree climbers sometimes use to get their climbing rope up in the crown. Usually over a sturdy limb.

They sell similar gutter screens at Home Depot for a lot cheaper. They aren’t hard to install.

Weren’t you commenting awhile ago about thread drift being normal?

Very true, but the two times I had my debit card hacked, the bank restored the money. I also don’t keep more than $1k in that checking account. I like just keeping what I can spend in that checking account and paying bills and investments in other accounts. Savings and other investments don’t...

We are the same way.

Speaking of marginal issues, your comments sound like you missed your Metamucil today.

What? I have my payroll deposited to my checking and I do my routine weekly purchases with my debit card. I get $100 bucks cash, and everything else comes from my debit card. Keeps things simple. I know exactly what amount is in my checking and I can easily track purchases in my checking...

In my case I noticed the illegal charge right away and contacted the bank. No account issues. But I do try to log in to my accounts at least every other day to monitor the charges. I did have a work issued credit card get hacked and it still took the bank about 10 days to restore the funds.

It’s never good to be hacked. I pointed out that many banks also protect debit cards.

I have had my debit card hacked twice in the past 10 years. Each time the bank shut down my card and restored the funds to my account within about 10 days. B of A. My credit union card once had an attempted hacking but the CU blocked the transaction because it originated in British Columbia.

I have even had my bank refund money for a dispute using my debit card.

What you’re looking for is called a 3 point toolbar.

Yep