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  1. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Oh they won't regulate it... That's why development doesn't happen in Europe, they have rules
  2. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    I think people are really not paying attention. The changes won't come as a surprise to some, others will be totally blindsided because they didn't really pay attention to what was developing
  3. CloverKnollFarms

    Howe's Diesel Defender

    I figure Power Service is cheap at my use rate. It eliminates a lot of potential issues, and causes no harm. My station has a lot of turnover, large industrial equipment fueled there all day long. However my use rate is slow, and I like to baby my equipment.
  4. CloverKnollFarms

    RK55H Hot Gas Tank

    Seems the hot tank is the least of ones worries. Wow. AI Overview: Common rail diesel engines have fuel coolers to prevent fuel degradation and maintain optimal performance. High-pressure fuel injection in common rail systems generates significant heat. This heat can degrade the fuel, leading...
  5. CloverKnollFarms

    RK55H Hot Gas Tank

    Oh. I thought todays RK55 was otherwise identical to the TYM 574 My bad. Sounds like TYM f'ed up.
  6. CloverKnollFarms

    RK55H Hot Gas Tank

    What's interesting is that TYM makes this model, but the TYM is not common rail. RK specs a different engine that is... But must have forgotten to request a fuel cooler. Whoops
  7. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Those under 25 go to it first, and trust it more. That is the reality. Us older folks, we may have our view, but in short order the world won't be ours. Our thoughts on this particular topic are quite moot.
  8. CloverKnollFarms

    What's your shop project?

    Rebuilding a 2009 Buell 1125R
  9. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Art? AI is destroying graphic design, and writing. Many authors already admit that they won't be able to write as good as AI. Graphic designers are completely unnecessary. Hell, one of the most followed bands on Spotify a few months ago, was completely AI generated. Again, people are about...
  10. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    So, what will humans be needed for? To eat?
  11. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Or work. The idea is becoming that some job sectors will see 30-40% unemployment in 5 years or less. This could cause a major shift in the trajectory of humanity. I don't think a lot of people realize how unnecessary they are about to become
  12. CloverKnollFarms

    Beekeeping

    Deployed my last hive box last night. We are at 16, and I think I'm good with that. Is like to keep at least 10 good producers, and 6 in the wings in case of losses. I'm still building hives. Planning 15 for sale next spring. Those and a motorcycle restoration will be my winter projects.
  13. CloverKnollFarms

    Beekeeping

    Top bars are too shallow for a healthy winter cluster. These are 15" deep frames
  14. CloverKnollFarms

    Beekeeping

    Once the hives are far enough apart, drift isn't an issue. We don't stack them nearly as close as the langstroth beeks do, so drift isn't an issue
  15. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    We are seeing a real slow down in Indiana right now in real estate. My wife sold $5m in the past 8 months, but the last two months the phones are silent. A lot of realty groups are sounding the alarm now. Good news, she was already enrolled to finish her college degree and planned to leave...
  16. CloverKnollFarms

    Beekeeping

    We used to get more artistic... But that takes too much time and energy at this point. Now I fill all the staple holes with putty and sand before paint. I chamfer all of the corners. I sand the boxes between coats of paint to make them super smooth.
  17. CloverKnollFarms

    Beekeeping

    I have some from way back. The changes are small, or internal. Small like adding latches, adding cable lanyards to hold the lid open, making the lid 1" taller to accommodate insulation for winter. Some internal parts were made thicker to assist in assembly and resist warping, since I often...
  18. CloverKnollFarms

    Beekeeping

    Finished up a few more hives. I changed the gable end design. Instead of a full opening with screen, I semi enclosed it. Looks better and will keep out some wind driven rain/snow. These are for colonies that have been in non insulated hives all summer, and have been struggling with the heat...
  19. CloverKnollFarms

    What did you buy this week?

    Buying new carbs is a helluva lot cheaper than paying for the repair. I have an ultrasonic cleaner that helps... But new carbs are so cheap
  20. CloverKnollFarms

    2025 gardens

    I try to plant sh2 types because they have a wider harvest window and keep longer after picking. People usually buy 6, then come back for 3 dozen the next week 🤣
  21. CloverKnollFarms

    2025 gardens

    I've got orders for another 5 dozen ears this week
  22. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Just got my .325 chain, sprocket and bar installed. I'll give her a try tomorrow on a dead elm tree.
  23. CloverKnollFarms

    Whatever you feel like thread.

    How long did that mower last? What was the replacement cost. I've yet to replace a piece of equipment for a motor being bad.
  24. CloverKnollFarms

    TODAYS SEAT TIME

    Yeah she loves running equipment
  25. CloverKnollFarms

    Whatever you feel like thread.

    If I had an HOA they would probably frown on us shooting 9mm in the back yard
  26. CloverKnollFarms

    TODAYS SEAT TIME

    I never had it as a kid, she don't need it now 😂
  27. CloverKnollFarms

    TODAYS SEAT TIME

    Wife got a few hours in the 5088 helping me load bales
  28. CloverKnollFarms

    atv/utv working machines picture thread

    That is the same size trailer I use... Because my branches are usually pretty long.
  29. CloverKnollFarms

    What did you buy this week?

    ****, my tires are a solid 10 years old.😂
  30. CloverKnollFarms

    TYM vs Yanmar

    Dave Ramsey team actually wrote an article about our family 😂
  31. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Yup, still a lot less than an Echo. A lot less.
  32. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    The saw was cheap... Everything else will seem expensive in comparison. It is silly. My bar/chain conversion was $55 😂
  33. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I have the OEM intake neck, so I'll probably get an OEM
  34. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Yeah the oilers on the clones seem to oil plenty on low
  35. CloverKnollFarms

    For the Canadians here

    Heading to MI this week and my folks are about over the air quality alerts from Canadian wildfires. It's been bad the past several years, I mean, to the point we were closing airports on the east coast. Stop exporting all that pollution 😂
  36. CloverKnollFarms

    2025 gardens

    Picked about 120 ears of sweet corn. About 5x that to go.
  37. CloverKnollFarms

    For the Canadians here

    I see your PM is doing a helluva job 😬
  38. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Found a dead tree in the fence row that needs to be removed. I'll order the .325 kit and let the little saw handle it
  39. CloverKnollFarms

    Promising news on emissions requirements?!?

    I grew up on 1950s-1980s diesel ag tractors, mostly open station. Diesel exhaust is like moms peach pie... Brings back awesome memories. After 20 years running pre emissions ag equipment, I'm not sensitive to the smell at all. Black smoke billowing, pulling a plow through heavy soil with a...
  40. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    It's stiff out of the box. Get a smaller diameter, long socket, put it over the brake lever and pop it. You'll be fine
  41. CloverKnollFarms

    Promising news on emissions requirements?!?

    To be fair, TYMs would be the least affected... Since they #1 almost never regen. None of this 30-50 our noise. #2 a TYM can be deleted without the tractor going into limp mode, unlike any other brand on the market as far as I know. The tractor doesn't care if the can is on, or off, it will run.
  42. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    They are great little saws. Can’t wait to get the .325 chain kit on it. I have a 60' tall black locust to process.
  43. CloverKnollFarms

    TYM vs Yanmar

    Cool.
  44. CloverKnollFarms

    TYM vs Yanmar

    Until you need it and the market is down 20% It's a personal choice. Personal finance and all. I'm a 100% cash guy. I don't really care what other people do. If borrowing makes them wealthy, awesome. I just took a different road to the same outcome I suppose. I'm sure I spend less...
  45. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Yes, perfect fit. The pin that restricts the movement of the oil adjustment screw is much more robust than the JonCutter version. It's not the ECHO part, but aftermarket that is a direct ECHO replacement.
  46. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Awesome. I'll snag a .325 this week
  47. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Anyone running a .325 speed cutter set yet on this saw? I have one in my cart, sorta maybe better balance with power and cut speed
  48. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Went out and cut down, cut up, three smaller trees. Snappy little motor. The 3/8LP is a bit grabby, I may address that later. Runs great, starts super easy, oil reservoir lasts as long as a tank of fuel, not any longer... That is set to minimum
  49. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Got the new oil pump installed and the saw reassembled. Seems a bit snappier than with the OEM can. I have the oiler set as low as she will go, and there is no way it will starve the bar for oil 😅
  50. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Got my exhaust cover modified today
  51. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Yep, XYX is correct. The OEM inlet wont work now that they fixed the mold. I will say the plastic finish quality is better than I expected. I hope to have the saw back together this weekend. I can see myself using this for a lot of my work instead of the CS400
  52. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    No I did not. I’ll see if the JonCutter one will fit, if not, I’ll get the OEM. It just wobbles around a lot on the clone carb. The tabs are tight, really tight, but it still has a lot of play in it for some reason
  53. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    The JonCutter was using about 1 tank of oil to half a tank of fuel. The pin that is supposed to secure the adjustment screw, and not allow more than 1/4 turn of adjustment approximately, was barely present, allowing the screw to turn and also be pushed up out of location by the spring. Not...
  54. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Pulled the oil pump, found the issue, it may be resolved. If not, cheap and easy fix. Will address tomorrow. She runs like a raped ape though.
  55. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I cut up a small tree with it. The oiler was so excessive it was leaving puddles on my boots. The saw started second pull and ran very well. I’m betting the oiler is buggered at this point. I don’t think the adjuster screw should have 1/4” of vertical movement when pressed with a...
  56. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Saw looks great. Very little if any flashing on the plastic parts. Carb was tuned really well for 50:1. Air filter is a little loose… I’ll see if the OEM throat plate helps. Spark plug came out easy enough. One issue. Out of the box the chain oiler was extremely excessive. So, I attempted...
  57. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Yeah I saw that photo of the cover trimming on a form too. Good work for a Dremel
  58. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I would have gone with him, but I don't want to wait 5 weeks for the $99 saw. I can save 5 weeks with an hour of careful setup
  59. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Glad we have a wealth of information here
  60. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I don't mind projects, especially for $99. I need something to spend time on. Signs like a good saw that may just need a little tweaking
  61. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Loose filter? Wonder if you got an OEM filter
  62. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Will do since I bought the NGK
  63. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Sounds like I bought a project
  64. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    People are using AI as a therapist too... Imagine. There will only be a few of us Puritans left in 10 years
  65. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I guess I'm curious if you have an OEM filter size and small intake throat... Or if you got the smaller JonCutter filter
  66. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    So, does it fit the intake loose?
  67. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Yeah, I'll check mine over well, may need to get an OEM filter
  68. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Yup, I guess now I can buy OEM filters in the future
  69. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    The reading I've done said the clone inlet, was smaller than OEM, and the filter was OEM sized, causing the filter to fit very loose. Guys we're doing all sorts of shade tree fixes. Some bought the OEM inlet and it was a perfect fix. Lots of videos of poor fitting filters due to incompatible...
  70. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I bought the Egan, which is literally just a pipe. Also got the OEM mount for the air filter to secure it better. Should be able to get it set up next Tuesday
  71. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I expect an aftermarket pipe to offer performance. I wear mufflers
  72. CloverKnollFarms

    2025 gardens

    Picked another 16 pounds of green beans tonight! Pumpkins are booming
  73. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    AI will feed you exactly want you want it to, and that is not a good scenario.
  74. CloverKnollFarms

    What did you buy this week?

    Egan pipe for the 2511 clone saw
  75. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Ordered the Egan pipe today.
  76. CloverKnollFarms

    Women

    I married a woman that is a joy to live with. That helps
  77. CloverKnollFarms

    atv/utv working machines picture thread

    Put down 100 gallons of spray today.
  78. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Starting pay at Costco here is $35k I can't see how a college education can result in anything less than say $60-$70k. That is nuts
  79. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Can't wait to get mine next week
  80. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Recent college grad unemployment is sitting at 6.6%, while the national average sits at 4.2%. This has been in part attributed to AI replacing entry level white collar positions
  81. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Maybe not dangerous... But an article today spoke of California having the highest unemployment in the US, mainly driven by job losses due to AI. The train has left the station, and I suspect it will only gain speed
  82. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Things go sideways sometimes
  83. CloverKnollFarms

    Tractors are getting more costly every year

    Maytag and Whirlpool have manufacturing in Mexico. Drove past them on the way to the hotel often
  84. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Nope. About as credible as most media
  85. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Single pilot flight decks are coming. Bar none. That creates 50% unemployment in that field. Aircraft already have backup power... Because there are no manual flight controls, they are fly by wire mainly. A pilot comes at a huge cost. I wasn't the highest paid, but I earned $30k per...
  86. CloverKnollFarms

    Tractors are getting more costly every year

    I must have gotten a bad deal on mine... The price now, is what it was three years ago. About $30k
  87. CloverKnollFarms

    Tractors are getting more costly every year

    Somehow people keep paying the prices, otherwise they would not continue to increase. We eat out about 3x per month. Nothing fancy. I cook A LOT. Our total food bill for three, including eating out, is about $475/mo
  88. CloverKnollFarms

    2025 gardens

    Picked another 6 pounds of green beans, that's 17 so far. Canned 12 jars of pickles today. I'll be harvesting buckwheat in a week or two. Seet corn is looking good!
  89. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Wanting to be something, and that something actually being a viable career, are two different things. My son wants to play video games. ROI on that is poor
  90. CloverKnollFarms

    King Kutter 5 Foot Tiller Clogging Issue

    I understand it was wet, but the answer really is, have it short and brown. Glyphosate it week or two ahead of time. Or mow. Or if weather doesn’t cooperate, deal with the wrapping. Oddly enough. I till under 5’ tall green buckwheat, and I don’t have wrapping issues. Maybe the stalks...
  91. CloverKnollFarms

    Branson 4215CH 50 hour Service

    Mine has always had hand and foot auto throttle. It’s a mechanical linkage. The hand and foot throttle should BOTH work. If one isn’t, that is actually an issue. The hand and foot throttle both move the same mechanical linkage.
  92. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    I guess we will see if we have more or less teachers in 10 years. I have my money on less. I'm not saying it will be "better".... I mean our system has been in decline since the 1970s, and we have not remedied it... So I'm not convinced we care about "quality" of education I'm saying, for...
  93. CloverKnollFarms

    HST or gear-drive?

    Screwdrivers also make great prybars 😂
  94. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    I think it's safe to say that youth respond better to AI than we do. They are literally being raised on it. To them, it is far better and more capable than a human. Whereas we may value the human in the equation, kids my son's age (16) value AI and its capabilities moreso. Also, when...
  95. CloverKnollFarms

    HST or gear-drive?

    I dunno...I did years of loader work with a gear IH 574... And I'd take my current HST over that any day. Knees or no knees 😂 It all depends on what the tool will be used for. I've got a Buell 1125R and a Honda CRF250R... One sucks off-road, but excels on road... And vice versa. Just have to...
  96. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    Why can't AI teach? I've read that teaching is one occupation that AI can most easily replace. There is also the idea that we are educating kids for a world that existed decades ago. Not the world the will actually live in. They are asked to memorize facts and figures... Why? They get...
  97. CloverKnollFarms

    How could Artificial Intelligence become dangerous?

    They claim AI will eliminate 30% of white collar college educated jobs in a couple years. The advice to "learn to code"... Was bad advice. That job won't exist in 12 months. The job losses and subsequent social realignment will be interesting to watch from my retirement on my front porch...
  98. CloverKnollFarms

    HST or gear-drive?

    My HST has cruise, so I love it for tilling the couple acres I have to plant. Infinite speed control, and also the ability to take my foot off the pedal. Cruise makes HST really adaptable for jobs it would not have been well suited for in the past.
  99. CloverKnollFarms

    How many of these are out in the wild and some general questions.

    Indeed. They used to be very active here I felt.
  100. CloverKnollFarms

    What did you buy this week?

    An Echo 2511 clone, with some of my NVDIA earnings 😅
  101. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    What are y’all doing for the sloppy fitting air filter on the 2511 clones?
  102. CloverKnollFarms

    3510 issues

    Is the radiator clean?
  103. CloverKnollFarms

    How many of these are out in the wild and some general questions.

    I mean, Summit posted here last year saying fall of 2024 for a 35hp unit, and cabbed unit. Then said spring 2025. They have not updated that guidance since.
  104. CloverKnollFarms

    HST or gear-drive?

    Tilling? Brush hogging? HST all the way
  105. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I bought the top handle 2511. I love running the top handle saws we use for emergency response (Stihl) This will be a great addition. Also, selling my like new GreenWorks Pro 80v saw. Still have my Echo CS-400 which I also love.
  106. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Now they call it Mayonnaise 😂 Modern society has never had Mayonnaise. They think they have, but they haven't
  107. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    With my 5% off at Amazon, $94 isn't bad!
  108. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Oh, that changes things. Now it's the most expensive 2511 clone
  109. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    I'll have to give them a call. Seems their website is FB and I don't have FB. Thanks
  110. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Does your guy in Ohio ship, to say Indiana? Love to give him business, but not into a 9 hour round trip for a saw.
  111. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Bout to order one from the guy he mentioned
  112. CloverKnollFarms

    I just bought an Echo 2511t clone for $99. What was I thinking?

    Is the V Modest worth $140? I'm about to buy one of these before I process a 60' black locust
  113. CloverKnollFarms

    TYM vs Yanmar

    Same. Makes net worth calculations easier 😂
  114. CloverKnollFarms

    Who rides motorcycles?

    Taught my son how to shim his valves today and do a leak down test
  115. CloverKnollFarms

    Electric KIA EV9 SUV review

    So, about $51k... Yeah. I'm glad someone can find joy in that costly of a depreciating asset. Part of me wishes I could. But my joy ends at $20k 😂 Enjoy it. Drive it. Love it. And sell it to me in 6 years 😂
  116. CloverKnollFarms

    Electric KIA EV9 SUV review

    $7500 credit. But what was the OTD price? I was told I can spend $100k cash on a car, and it won't change my financial life if I total it the next day without insurance. But brother, my soul doesn't care. My joy diminishes almost completely at $20k
  117. CloverKnollFarms

    Restaurants adding fees

    We almost never go out to eat. Fast food or otherwise. It is ridiculously expensive. We budget $100/mo for eating out. So basically 3 meals per month. I do cook a lot. And since retiring, was able to get the monthly grocery bill down to $375/mo There are so many other things I'd prefer to...
  118. CloverKnollFarms

    2022 Bronco sport review

    I've been looking at used cars, and wow the prices seem to have plummeted here. I may pick one up as a spare and park it in the corner of the barn.
  119. CloverKnollFarms

    How many of these are out in the wild and some general questions.

    They were supposed to have a larger unit out about a year ago as I recall. 36hp? They even talked about a cabbed unit. Those never came to fruition. Maybe because Solis never followed through?
  120. CloverKnollFarms

    2025 gardens

    The green beans are doing well, and I sold my first bunch. Did a foliar feeding on the 250 pumpkin vines again this morning. Sweet corn is tasseling. We should have about 400 ears per week all through August. They are between v5 and v7 so I'll side dress again this week. The August green...
  121. CloverKnollFarms

    2025 gardens

    That’s a beautiful plot
  122. CloverKnollFarms

    2022 Bronco sport review

    I kinda like the real Bronco better. Much less like a car
  123. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    Expires when Trump leaves office. The next administration can extend it, or tell seniors it's raising their taxes 😂
  124. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    Yeah it looks like the vast majority won't pay any tax on the benefit.
  125. CloverKnollFarms

    Beekeeping

    12 hours to cut the lumber for 6 more hives. I love being well stocked with parts. The lumber this time around was the best I've seen in 6 years of building these. I need 3 myself. I have commitments for 10 to be sold.
  126. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    401k and IRAs will be the bulk of ours. I doubt we will touch the principle before RMDs come into play. Then we will have to find things to spend money on.
  127. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    Isn't the limit for the full deduction like $150k per couple? I mean, at some point the wealthy need to pay their fair share, or so I've heard.
  128. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    My son is going into a very high paying field... My daughter is a starving artist. I can see my son owning, my daughter is never going to be capable unless she marries money. I'm planning a $3m funeral for myself, so they won't have my legacy to live on 😂
  129. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    The math doesn't change a lot, unless you are living on wealth, and not a wage. Wages and cost of living often parallel.
  130. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    15 year fixed rates are just a tick under 6% Actually a really reasonable rate... But doubling property values and insurance costs coupled with that is a recipe for disaster. I'm locked in at 0%. My kids don't expect to own homes.
  131. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    Seems you can only do that so many times before you end up in Mississippi
  132. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    Very easy. Takes about two hours in all. Saved us $500/yr
  133. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    Do you take advantage of a value increase, if all property values increase? Seems to me, you are going to just about break even.
  134. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    I mean, look back at the two income household becoming the norm. That was just like the fed printing money. As money enters the pockets, prices rise. One could blame feminists for a large portion of the issue with costs. Now dual income couples don't have kids... Which equals more purchasing...
  135. CloverKnollFarms

    Entry level California home costs up 88% since 2020.

    Our property insurance was set to increase by 50% So, we changed insurers. We have to do this every 3-4 years.
  136. CloverKnollFarms

    2025 gardens

    I spend about 5 hours per week with a hoe/tiller. It's 10,000 square feet
  137. CloverKnollFarms

    dumb question about HST

    I'm usually in B range, D is road gear, A is creeper, C is a slow transport gear.
  138. CloverKnollFarms

    Looking at a new TYM T574 Cab model

    $7000 buys a lot of implements. Low hour units don't scare me, especially in this sector. These units are luxuries, like a 10 year old Harley with 1500 miles. After three years I have about 50 hours on mine. I bought it to do a job, and it does it, just not that often. It's usually pretty...
  139. CloverKnollFarms

    2025 gardens

    Side dressed more corn today. No sign of squash bugs today.
  140. CloverKnollFarms

    Beekeeping

    So this is the MDF slab I use to rip the sheets. I have two pieces of wood as a strait edge screwed into the edge. I then just clamp a 6' aluminum box level to it... Square it with a digital angle finder. Then I can slide strips of plywood under it, measure, cross cut, cross cut, cross cut...
  141. CloverKnollFarms

    Beekeeping

    Honey bees will gravitate toward the most nutritional food source available. So, they will forage on different plants at different times, solely because of what is more nutritional. Some months they are not interested in clover at all, others, they are flocking to it. I'll see bumbles, honey...
  142. CloverKnollFarms

    Beekeeping

    Not a sled, a jig on a table. No photos at the moment
  143. CloverKnollFarms

    Beekeeping

    Broke down 8 more sheets of plywood for hives. 90F isn't my favorite temperature to work in, but I dont have time to wait for cooler weather. Set up a nice little cross cutting table for making square cuts fast and precise with the new Hercules cordless circular saw. Also using a fine finish...
  144. CloverKnollFarms

    2025 gardens

    Some banana peppers.
  145. CloverKnollFarms

    2025 gardens

    Sprayed the pumpkin patch for squash bugs. Found one little bugger and decided to set him aside to see how long my mix would take to induce a permanent sleep. 25 minutes. Not bad!
  146. CloverKnollFarms

    dumb question about HST

    Yeah, I have the 4 range hydro. Love it
  147. CloverKnollFarms

    Beekeeping

    Inspecting all 16 hives this week. This one is in a beautiful spot
  148. CloverKnollFarms

    2025 gardens

    Have harvested 37 ounces of green beans this week. Every two days we go pick about 19 ounces, at this point
  149. CloverKnollFarms

    2025 gardens

    First year. Folks swear it does...
  150. CloverKnollFarms

    2025 gardens

    I've heard it helps. Never tested it
  151. CloverKnollFarms

    L4802 HYDRAULIC FILTER QUESTION

    It better be painted orange for that price
  152. CloverKnollFarms

    L4802 HYDRAULIC FILTER QUESTION

    $155 for a single filter? 😳
  153. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    I do the same. Compound, compound, compound
  154. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    There is a book called "The Psychology of Money" by Morgan Housel. I think many of us would find we agree with the ideas in the book. He made a statement that there are two types of people. Those who don't know how to make money, and those who don't know when to stop. I had some life...
  155. CloverKnollFarms

    Favorite farm life sayings

    "just going to walk the dog"
  156. CloverKnollFarms

    2025 gardens

    I have a couple sugar baby watermelon vines. First year with melons
  157. CloverKnollFarms

    2025 gardens

    Did my first foliar feeding of the pumpkins this morning. Sure makes it easier to hit 260(ish) vines. Took about 2 gallons in all. They recommend a once per week feeding. The Flow Zone Typhoon makes it a breeze
  158. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    Our flight attendants drove the nicest cars. They earned about $30k per year. Meanwhile the Captain earning $300k was driving a 15-20 year old car. People are funny critters. I'm always amused by the things they do and why
  159. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    I personally know a guy worth well over $2M with no debt, who drives a $4000 car. You’d never look at him and think, “wow, he must be wealthy”. Meanwhile people with sub $100k net worth, drive $50k vehicles to look wealthy.
  160. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    Who you marry has a very big impact on your financial success. Also, studies show marriages survive infidelity more commonly than they do financial issues. Not having a grasp on finances is really detrimental. I also think that realizing I am not my provider, is equally important.
  161. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    We share the same thoughts
  162. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    My wife just got accepted into a surgical tech program... Glad we have 529 money leftover 😂 That was another good investment
  163. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    Dividends are awesome. Cash just shows up!
  164. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    When does one buy back in?
  165. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    You can You can bury cash in the back yard and claim you've lost nothing... Except all the earnings. What most people "save" is only 10-20% of their total retirement savings (if they are investing) due to compounding. The rest is growth. You can "save" a lot, and still end up poor if you...
  166. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    There is retiring into a bad market, and not actually saving. Most of America never really saved. I've driven three different vehicles since 2006. Not one cost more than $9000. That's a year of depreciation on most new vehicles. My early retirement could be attributed in large part to...
  167. CloverKnollFarms

    2025 gardens

    I'm north of them. We didn't get any of the heavy rain. I went to Bloomington the other day to pick up a trailer load of lumber and had to dodge storms the whole way home. They have been getting a ton of rain this weekend
  168. CloverKnollFarms

    2025 gardens

    Truly 😂
  169. CloverKnollFarms

    2025 gardens

    I have access to composted manure and can cover crop it with buckwheat
  170. CloverKnollFarms

    2025 gardens

    Ok
  171. CloverKnollFarms

    dumb question about HST

    My Branson has a linked pedal too. It cannot be disconnected, but you can set the hand throttle at whatever minimum RPM you want, so that when you let off the pedal, it sustains it. So I'll set it at whatever I want as a minimum, and override it with the pedal if need be
  172. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    I happened to look at our 401k. We have ROTH IRAs and the HSA and a few brokerage accounts too... But the 401k now shows that 25% of its value, is money I actually invested. 75% is match funds or growth. I retired early, so it will just sit and simmer for another 12 years. At that point only...
  173. CloverKnollFarms

    2025 gardens

    I had just hoed and tilled to break up the crust on the garden yesterday, Bd last night got about .7" of rain over about 7 hours. What could be more perfect. The only downside I've seen to my 72" tiller is that it pulverizes the soil to the point that after a decent rain, those tiny...
  174. CloverKnollFarms

    2025 gardens

    First beans. These were early, the bushes have a ton of small beans and blossoms.
  175. CloverKnollFarms

    dumb question about HST

    HST is great for mowing. Infinite speed selection. They all have cruise control now, so I set my speed, set the cruise, and take my foot off the pedal.
  176. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    Investing is what paid for my kids to go to college too. 50% of their tuition was just earnings. Their 529s averaged 11%. Our HSA investment returns pay for all of our medical expenses, and add to the account balance. Those have averaged 12%. That was one of the best financial decisions I...
  177. CloverKnollFarms

    2025 gardens

    Some progress Some corn is developing tassels. Some beans are ready to pick. Starting foliar feeding of the pumpkins starts today. Buckwheat is covered in honey bees
  178. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    Made money today since Canada caved in and gave up on their digital tax.
  179. CloverKnollFarms

    TYM vs Yanmar

    Well, to be fair, you had more chance of dying driving to work, than I did spending a week in a plane
  180. CloverKnollFarms

    TYM vs Yanmar

    We were blessed with my career, for sure.
  181. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    But it was the end of the world…. The markets dropped like 50%… Kids these days are afraid of 10% 😂
  182. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    Long term investing ignores the emotional cries we hear daily. Amen
  183. CloverKnollFarms

    Lost 22% of our IRA/401Ks/Investments

    I think at one point we were down about $200k… YTD we are now up 7%. We only saw a 10% drop from our high in February. 22% is wild. I think back to 2007-2008… Or the many other years the markets were in the red for the year. This isn’t so bad. I care more about averages, than I do about...
  184. CloverKnollFarms

    TYM vs Yanmar

    We 100% paid less for things due to not financing. Hell, I still drive a 2007, that we paid $8k for, 6 years ago. I'll probably drive it another 5 years. With large cash purchases, comes pain that I don't feel with a monthly payment. It has caused much more restraint.
  185. CloverKnollFarms

    TYM vs Yanmar

    Yeah, I'm aware of the 72t... But not a fan of 12 years of it. We don't NEED it now... But when I can finally tap my retirement, I'll actually feel like all those years were worth it. Right now I still feel like I'm waiting to retire in a sense
  186. CloverKnollFarms

    What did you buy this week?

    (10) sheets of 3/8 BCX plywood (7) 1x10x8s (3) 1x12x8s (2) 2x6x8s (8) 2x4x8s Enough for (6) new beehives
  187. CloverKnollFarms

    TYM vs Yanmar

    We are in the same boat. Our annual expenses are about $30k. When you don’t have debt, life can get quite inexpensive. It will be nice when I can access my retirement accounts in 12 years 😂
  188. CloverKnollFarms

    TYM vs Yanmar

    I had a financial advisor once who wanted me to leverage everything and invest everything. Even down to an interest only home loan. My personality doesn't rest well with owing anyone anything. So, we went through life only paying things in full. Including our last home, property, tractor...
  189. CloverKnollFarms

    What did you buy this week?

    Foliar fertilizer for our giant pumpkins! First year growing these, so Im super excited. They accompany the other 250 pumpkin vines of Renegade and Autumn Buckskins
  190. CloverKnollFarms

    2025 gardens

    We sell produce and can. Biggest crops are sweet corn, beans and pumpkins. Pumpkins are the largest cash crop we have. It's a small operation right now. About 2000 ears of sweet corn. Maybe 200lbs of beans and 600 pumpkins
  191. CloverKnollFarms

    2025 gardens

    I think I'm going to plant another 300 bush beans for August harvest. I have 300 maturing in July, but I have an open 6' x 100' in the garden
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