0% 60 months

[Eric102]

There is also a loan origination fee with JD finance. So cash would at least save that.
The insurance through JD is pretty good and so is the rate. If you pay off the loan early they won't let you keep the coverage.
Every statement has a payoff listed. Payoff is less than the sum of the total remaining payments. It deducts the the remaining insurance cost as it will not be extended.

I wasn't charged a loan origination fee for my 0% 60 months a few months ago. Also didn't need the insurance since my home owners policy covers that type of equipment. The payment is exactly 1/60th of the loan amount.

 

[kcflhrc]

I got 0%/72 months back in April 2011 on my 3032E
They would take $400 off if I paid cash at that time

My admin fee's with Deere financial were $75 and the insurance was $330. So that would be about right, $400 off for cash. But I would rather have that $19k in the bank and use their money.

 

[bigtiller]

Do you think this will be extended?

0% APR for 60 Months on New John Deere 2 Family and 3E Series Compact Utility Tractors PLUS $500 off with the purchase of 2 or more John Deere or Frontier implements. Offer available August 1, 2014 through October 31, 2014.

Extended? Not a chance, I tried several years ago. But you can bet your lunch they will offer the same deal just with different dates soon after this one expires.

 

[pinetree10]

I agree. I got it two years ago and I plan on taking until the very end of the term to pay it off. I didn't get a great price but I got the tractor I've always wanted. I don't think the dealer I bought it from was too concerned with selling it to me because it was a Tier 3 and they don't have any problems selling tractors. I hope to pass it on to my 8-year old when I go to take my long dirt nap.