0% fOR 48 Mos

Mike Costello · Apr 26, 2009

iplumb said:
Any chance of the 0% for 60 coming back this spring?

Well, thinking like a tightfisted banker--which I'm not, I believe Kubota will see how the 0% 48 month works first. If sales begin to falter or if the competition begins offering 0% 60 month terms Kubota might follow suit. Financial types hate risk with a passion, so they're not going to go easily. Just my "common man" observation.

EAGLE1PAR3 · Apr 26, 2009

Bought a BX-25 Thursday, 0 down 0% for 48 months and homeowners insurance covers the tractor ( bought a copy of homeowners with me )walked in signed the loan papers paid $100.00 file fee loaded up the tractor and left, in and out in under an hour.

Thanks Scott @ Messicks

Greg

Mike Costello · Apr 26, 2009

EAGLE1PAR3 said:
Bought a BX-25 Thursday, 0 down 0% for 48 months and homeowners insurance covers the tractor ( bought a copy of homeowners with me )walked in signed the loan papers paid $100.00 file fee loaded up the tractor and left, in and out in under an hour.

Thanks Scott @ Messicks

Greg

Whats the $100.00 file fee?

tommyz270 · Apr 27, 2009

Man, I thought the 0 down, 0% for 48 months was good. If there is a chance the 60 month would come back, I'd wait to buy then.

I'd probably pay off earlier anyways, but it's always nice to know you have it there just in case....

jinjimbob · Apr 27, 2009

Mike Costello said:
Whats the $100.00 file fee?

Its an extra fee that Kubota charges to use their financing. JD does it on theirs too. Its a rip off either way.

NH-Rob · Apr 27, 2009

If I could get 0% for 60 months I would be trading in my 7510 for a b3200. If I can figure out a way to keep the payment the same as it is now I think I can convince the wife that it should be done. I love the 7510 but just wish it would lift more.
Rob

Mike Costello · Apr 27, 2009

jinjimbob said:
Its an extra fee that Kubota charges to use their financing. JD does it on theirs too. Its a rip off either way.

That must be a new one...I never got hit with that chicken.... fee, and I bought back in November 08. Got lucky I guess.

medicshawn · Apr 27, 2009

I also bought about six months ago and no fee.

amigauser · Apr 27, 2009

I believe the filing fee varies by state. I think Connecticut charges around $100 to. I don't think the dealer keeps any of it.

kcook · Apr 27, 2009

NH-Rob said:
If I could get 0% for 60 months I would be trading in my 7510 for a b3200. If I can figure out a way to keep the payment the same as it is now I think I can convince the wife that it should be done. I love the 7510 but just wish it would lift more.
Rob

I also hope to see the 0% for 60 months as well!!!!

KC

tommyz270 · Apr 29, 2009

I wonder if Kubota reads these threads.... maybe they do and see that there are people who would buy if they had a 60month deal going on...

iplumb · Apr 29, 2009

Maybe in May? What do you experienced dealers think? Any chance.

tommyz270 · Apr 29, 2009

Well, the 48mo thing is over 6-30. If they do the 60mo thing after that and during the summer, I'm getting one for sure!!

tommyz270 · Apr 29, 2009

Of course, the deal would have to be 0 down, 0% for 60mo's... I would even add an implement

medicshawn · Apr 29, 2009

I'm pretty sure to get to 0% for 60 months you have to put down 15%. I don't remember what it was if you didn't have 15%. Maybe 48 months.

iplumb · Apr 29, 2009

tommyz270 said:
Well, the 48mo thing is over 6-30. If they do the 60mo thing after that and during the summer, I'm getting one for sure!!

Yes but they already changed it from 42 to 48 mos. Both ended at 6-30 I would even do the 15% down. Just trying to keep my payment down.

tommyz270 · Apr 30, 2009

I'm with you iplumb - if anyone hears or sees anything, let everyone know -- would be nice to plan now for a 60mo deal in a couple months

Roadkill95 · May 1, 2009

I think if they end up going to 60 months it wouldn't be until late fall early winter, people that are going to buy a tractor, will at the current rates at this time of year.
I don't think sales are tanking yet from what I see. But then again who knows, perhaps some dealers will chime in on sales stats. Some of my local dealers tell me sales are great this year but then again they are trying to keep the prices up.
I was at a dealer about 50 miles from me last weekend and I stopped by his place and got a quote and it was list price. I would think you could get a better price from a local dealer that would get more sales and service and parts from you than a dealer 600 miles away, go figure.
If I buy from a dealer 600 miles away that gives me a deal I will buy my parts from him too even if I have to pay the UPS fees.

Paul Wise · May 1, 2009

Hello, new here to the forum. I just bought a BX2660 yesterday, (FEL & Lands Pride RTR05050 tiller), with 0 down 0% for 48 months. I did have to pay the $100.00 filling fee but the dealership took off $12.00 and made it $88.00. Anyway's, it's going to be delivered this afternoon. So far this has been the looooooooooongest day I have ever had at work. I think my clock is broken!