Insurance 2014 Kabota RTV 900 fire total loss

[westcliffe01]

In dry dusty conditions (haying) one needs to clean debris off the radiator screen and off the top of the engine on a daily basis. My RTV 500 was used for pulling hay rakes and tedders and moving hay wagons around and it collected debris in dangerous places at an alarming rate. I have no idea why they didnt put the engine up front under the hood with a conventional layout. Probably because it saved a few $...

 

[RickB]

Mid engine is the conventional layout for side by side utility vehicles. Good or bad, they are pretty much all laid out that way.

 

[swampy6]

Will your homeowners insurance cover it, it's worth checking it out.

 

[DianneInVA]

My 1100 gets delivered today. I will be very careful in the future

 

[DianneInVA]

Homeowners covered it because I was using it as a work machine, not as a toy. At least that is how they explained it to me.

 

[RickB]

Well that is a good thing. Hopefully they will not drop you or jack up your premium too much.