Those vehicles kind of scare me because they are extremely expensive to work on, the parts are way overpriced (like everything else is today) and not just anyone works on them.
I like simple and reliable and I want to buy them outright anyway. I despise any kind of vehicle payment.
No worries, she will sell it and buy something new before it starts breaking down and it will be covered under warranty until then.
But I agree, I don't finance anything, it's cash or nothing for me. I caught a lot of slack for paying cash for my new Kubota last fall from people saying I should have financed it but, I don't like to worry about making payments and prefer to own what I own.