tonybada
Bronze Member
Have they started this again? I thought it ended at the end of July, but the we site shows it through October.
3 yr 0%
- Thread starter tonybada
- Start date
- Views: 3162
Chris2520
Platinum Member
I dont think it will stop. thay will just keep extending it. as long
as other tractor company's are doing it. i think JD will follow
suit.....
if thay want to stay in the game.
Chris....
as other tractor company's are doing it. i think JD will follow
suit.....
if thay want to stay in the game.Chris....
Killer_B
Platinum Member
tonybada said:
They are still doing it. Now you also have the option of paying cash and taking a $700.00 rebate.
tinman955
Gold Member
i wonder how many people actually do 0 for 36mo.? I would love to see 0 for 60 or 72!!!
orlo
Platinum Member
0% for 36 is an unbeatable deal. I've bought 3 tractors on it (2305, 3320, 3720 cab).
Even if the payments seem steep, beg, borrow or steal the amount you need to to put enough down to get the payments what you want. Even if that's another load it'll be for a much smaller amount. Pay that one off first.
0% is too good to not take advantage of.
Even if the payments seem steep, beg, borrow or steal the amount you need to to put enough down to get the payments what you want. Even if that's another load it'll be for a much smaller amount. Pay that one off first.
0% is too good to not take advantage of.
Killer_B
Platinum Member
tonybada said:
I loved the B7610 while I had it. I never looked at the Deeres before, so no, I did no comparo between the two.
I decided I wanted a 30 HP tractor so that I could move up to a 60" brush cutter and 72" MMM. So I sold it. I was ready to swing the deal on a B3030 and live with the vibration in the floorboard. But I stopped at a Deere dealer on a whim, and fell for a 3320. So now I have one on order. They tell me it's a 3 week process to get one, which means I have 2 more weeks to wait.
check with you local dealerships on 5003's and 5005's, I know the Atlanta branch is offering 0% for 60 on those models, not sure what other brances are offering (branch offers are not advertised by Deere nationaly, just have to ask for it).
When I bought my machine I looked into the zero percent but I am almost postive it carried a 750 dollar admin fee based on the cost of the machine.
Not really 0 percent if that is the case. A good rate but still not 0 percent.
Once you add in the higher purchase price and the 750 admin fee, I still think paying outright will save you a few thousand dollars.
Not really 0 percent if that is the case. A good rate but still not 0 percent.
Once you add in the higher purchase price and the 750 admin fee, I still think paying outright will save you a few thousand dollars.
briwhit
Bronze Member
I bought my 2305 with 0% no fees just staight up. The other dealer had a 2% of the amount finaced fee. That is why I bought mine from the other dealer. It was another 200 I saved.
madpogue
Silver Member
When we got our 790 on the zero percent plan, there was, IIRC, about a $100 processing fee. I likened it to a closing cost on any such loan. I think our bank woulda charged us $50 closing to fix a rate from our HELOC to a fixed loan, but the $50 difference would be more than made up in interest.
chevy
Platinum Member
- Joined
- Mar 6, 2003
- Messages
- 919
- Location
- East Central, Indiana
- Tractor
- Kioti CK3510SE HST, John Deere X739
Fees will be different with different dealers. With the 0% plans, the dealers have to contribute to the deal. They eather make it up in a higher sales price or by selling the tractor at a lower price & charging a fee.
orlo
Platinum Member
I've bought 3 tractors (2305, 3320, and 3720cab) and never had any significant fees. I've always opted for the Insurance (A couple of hundred bucks) since it seems like a bargain with what it covers but that's not mandatory as long as you can show that your property insurance will cover it. (The Insurance JD offers is much more, covering accidental damage, etc.)
