I agree and I suspect money is the issue for the OP. There is always a 'one-step-up' machine for a little more money. I know now that I could probably use the extra beef in an
M5040 or even a 6040 over my
L4400. But when I was buying I had a
real budget, not just some vague idea of what I wanted to spend. That budget was under $20 and I wanted the most capability I could get for that price. That led me to the
L4400. Similar constraints lead others to a 2800, 3400, etc etc.
On the other hand, I do not believe in the blanket statement that bigger is better. Any tractor that is much bigger than the
dimensions of my 4400 would be difficult if not impossible to maneuver on my woods roads, in my tiny food plots and around my cabin. Any tractor much
heavier would start to be a problem for towing with my F150.
So its a balance that for many of us is absolutely dictated by budget and modified somehwat about size and weight requirements.
The OP seems set on either the 3400 or the 4400. Most of us thinks he might need more than that but he seems concerned about the $4k difference between the two which means that he probably doesn't have another ~$6k that it would take to move up to a 4wd
M5040 w/loader. That would be nearly $10k more than the 3400.
I have been fortunate. I got a machine that was just within my budget, was just the right size and weight and so far has done more than I ever expected it could and have yet to be unable to do what I wanted to do with it. And I expect the OP will find the same to be true. You can mow 400 acres with a 4400 and a 6 foot mower......but you better have plenty of time on your hands and be ready to see the fun factor of seat time ebb away! Trust me, I've mowed far, far less than that and it got old real fast.